Sign the contract first and then pay the down payment.

Generally, if you choose to buy a house with a mortgage loan, after signing a commercial housing sales contract (including a commercial housing pre-sale contract), you can pay the down payment to the real estate developer, and the developer will issue a down payment receipt. . Then, the home buyer can apply for a mortgage loan from the bank with the purchase contract, down payment receipt and other information.

Extended information

Notes:

1. Be sure to check whether the developer has a commercial housing pre-sale license

Yes The license means that the developer has a land use certificate, a construction land planning permit, a construction project planning permit, etc. This is an important document for whether you can get a property rights certificate when buying a house. In addition, when purchasing, you need to pay attention to whether the building number you purchase is within the pre-sale range.

2. Be sure to pay attention to whether the contract is a standard house sales contract text

When signing a contract, be sure to use the standard house sales contract text consistently printed by the real estate management department, and follow the Fill in the terms listed in the contract text item by item.

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