ICBC electronic debit card is what we usually call a savings card. A savings card (debit card) requires a deposit before use. It can handle deposits and withdrawals, transfers and remittances, financial management and other services. Overdraft is not allowed. use.

Electronic debit card (Debit Card) refers to a bank card issued by the card-issuing bank to the cardholder. It has no credit limit and the cardholder deposits first and uses it later. Debit cards are divided into debit cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.

Functions: 1 Deposit and withdraw cash. Most debit cards have local and foreign currency, fixed-term, current and other savings functions. Debit cards can be deposited and withdrawn at card-issuing bank outlets, self-service banks, and can also be withdrawn from ATM machines (cash machines) across the country and even around the world. 2 Transfer money. Cardholders can transfer or remit money to other accounts through bank branches, online banking, self-service banking and other channels. 3. Spend by swiping your card. Cardholders can use their debit cards to make purchases at merchants. 4 Collection and payment. Debit cards can be used to pay wages and pay various fees (such as communication fees, water bills, electricity bills, gas bills, etc.). 5 Asset Management. Wealth management products, open-end funds, insurance, personal foreign exchange transactions, precious metal transactions, etc. can all be signed, traded and settled through debit cards. 6 Other services. The services of many bank debit cards have extended beyond financial services, such as providing cardholders with airport VIP access, medical and health services, etc.

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Features Ease of use and popularity: Due to the ease of use and wide popularity of debit cards, debit cards are also one of the most commonly used payment tools in electronic trade. . Signature debit cards from some of the world's leading brands are accepted at more than 20 million points of sale worldwide. Ease of use is one reason why debit cards are becoming increasingly popular. Not only does a debit card save you the trouble of carrying cash, it's also easy to use, makes payments fast, and the monthly statement (or statement) clearly shows all transaction records.