2. The indictment should say, "For many years, I kept asking the other party for money, but the defendant refused to pay it back, so I had no choice but to appeal to the court.". This breaks the two-year expiration limit.
3. In court, state the process of borrowing money and say that you have been asking for arrears and so on. It's not how beautiful it is, just explain the problem.
4. It can also be stated that we verbally agreed that whenever we have money, we will pay it back (long-term agreement, breaking 2 years).