1. Electronic insurance policies refer to electronic insurance policies with the electronic signature of the insurance company issued to customers by insurance companies with the help of digital signature software and enterprise digital certificates that comply with the PKI system. An insurance policy is referred to as a policy, which is the formal written proof that the insurer and the insured have entered into an insurance contract. The insurance policy must completely record the rights, obligations and responsibilities of both parties to the insurance contract. The content recorded in the insurance policy is the basis for performance by both parties to the contract. The insurance policy is proof of the establishment of the insurance contract.

2. According to my country's "Insurance Law", the establishment of an insurance contract does not depend on the issuance of the insurance policy. As long as the policy holder and the insurer agree on the terms of the contract, the insurance contract will be established, even if it has not yet been completed. When an insurance policy is issued, the insurer shall also be liable for compensation. Except where the parties to an insurance contract agree in the contract that the issuance of an insurance policy is a condition for the contract to take effect.

3. Insurance policies are generally paper vouchers, but with the development of Internet insurance e-commerce, electronic policies have begun to appear. Electronic policies do not have paper vouchers, but only a policy number. Through the policy number, you can Check on the insurance company website or the insurance e-commerce website where you purchased the insurance. Compared with traditional paper insurance policies, electronic insurance policies save paper printing and delivery costs.

Warm reminder: The above content is for reference only.

Response time: 2022-01-11. For the latest business changes, please refer to the official website of Ping An Bank.