3 photos. The process for applying for a Bank of China bank card and savings card for those over 18 years old is:

1. Bring your valid personal ID to the nearby Bank of China branch;

2. Queue to pick up the number at the branch , then go to the window to apply for a bank card, submit your ID document to the staff for review and then fill in the application form;

3. After completing the application form, submit it to the staff for review. After passing the review, you can receive the bank card. If you also need to activate SMS reminders, online banking and other services, you can directly tell the staff and ask them to help.

If you are under the age of 16 and apply for a Bank of China bank card or savings card, you need to hold your account book to apply for a bank card, and you need to be accompanied by a guardian.

The process of applying for a bank card:

①Go to the bank with your ID card;

②Tell the lobby manager that you want to apply for a bank card.

③ Fill in the application form. After completing the form, go to the service window to apply.

④ Fill in the signature as required by bank staff.

⑤Set a password. The password is 6 digits. Press the confirm button after pressing it.

⑥Get the card, take your belongings and leave.

The process of applying for a Bank of China credit card:

1. Application: In most cases, those with full capacity for civil conduct (citizens over 18 years old in mainland China), Citizens with certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.

2. Review: After receiving the application form and relevant materials from the applicant, the card-issuing bank must review the applicant's creditworthiness. The content of the review mainly includes whether the content of the application form is true. The creditworthiness of the applying unit must be evaluated, and the relevant circumstances of the guarantor must also be reviewed for individuals.

3. Card issuance: After the applicant successfully applies for a credit card, the card issuer will open a separate credit card account for the cardholder at the card-issuing bank for settlement after shopping, consumption and cash withdrawal.

4. Card opening: Since the card is sent by mail after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from fraud losses, the credit card has set up a card opening procedure before it is officially launched.

Card opening is mainly done by phone or online. The relevant personal information provided during the application is checked. Once the card is met, the card opening process is completed. At this point, the applicant becomes the card holder and can officially start using it after signing on the back of the card. After opening a credit card, you generally need to set up a password for the card.

5. Identification, there is at least the following information on the credit card:

(1) Front: name and logo of the issuing bank, credit card number (organization logo) and holographic anti-counterfeiting mark, card number , English or Pinyin name, activation date (generally calculated to month), validity date (generally calculated to month), the latest issued card is equipped with a chip on the front, and the chip account and the card magnetic stripe account are two relatively independent accounts.

(2) Back: card magnetic stripe, cardholder signature field (signature required after activation), service hotline number, last four digits of the card number or the entire card number (to prevent fraudulent use), credit card security code (On the signature line on the back of the credit card, the three digits immediately following the last four digits of the card number are used for credit card activation, password management, TV, telephone and online transactions, etc.).

6. Authorization: Merchant, bank confirms credit card