Why are there two credit cards in the Postal Savings Bank?

if you apply for a dual-currency card, most banks now issue dual-currency cards, which are divided into two cards by UnionPay and other card-issuing organizations, such as UnionPay card and VISA card, so they are two cards.

1. CreditCard (English: credit card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

2. Credit cards are generally special carrier plastic cards with consumer credit, which are 85.6mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, whereby they can shop, spend money and deposit and withdraw cash from banks. The form is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and the card surface has chips, magnetic strips and signature strips.

3. Credit cards are issued to cardholders by banks or credit card companies according to users' creditworthiness and financial resources. Cardholders don't need to pay cash when they use credit cards, and they will make repayment on the BillingDate.

4. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks, which give cardholders a certain credit limit, within which they can spend first and then repay; Quasi-credit card refers to a quasi-credit card issued by a bank, where the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

I applied for a postal credit card and got two. I don't know what happened.

One of them is an accessory card, with a credit line or a debit card.

Introduction:

First, credit cards are divided into debit cards and quasi-credit cards, which provide settlement services, facilitate shopping and consumption, and enhance the sense of security; Simplify collection procedures and save social labor; Promote commodity sales, social needs and other characteristics. Credit card is a special card issued by banks or other financial institutions to those with good credit standing, which is used for shopping and spending in designated businesses or depositing and withdrawing cash in designated banking institutions. It is a special credit certificate.

2. Credit status: According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

ordinary cards: ordinary cards are issued to cardholders with average economic strength, reputation and status, and have low requirements.

gold card: a gold card is a high-grade credit card that pays high membership fees and enjoys special treatment.

card issuers are those with high credit, strong repayment ability and credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are much wider, so the requirements for related service fees and guarantee money are also higher.

Why did I send two postal credit cards?

The two cards have different logos and different networks for credit card consumption.

One card belongs to UnionPay, which is mainly used for credit card consumption in China.

the other card is mastercard, which is mainly used for overseas credit card spending (the acceptance of overseas UnionPay is not high), and both cards * * * enjoy the same amount.

in addition, don't put all the credit cards online like this, which will lead to information leakage.

natural cards will look different with different types of cards, and the specific appearance is recommended to be based on the card you handle.

Steps to apply for a bank card:

Take my ID card to the bank;

fill in the application form according to the bank staff;

fill in the form and hand it over to the counter;

after completing the formalities at the counter, the password will be set as required, and the applicant will be given a bank card.

Postal Savings Credit Card

is a general RMB credit card, which is a UnionPay standard card. It has all the functions and services of the UnionPay standard credit card, and can be freely consumed at home and abroad. The card is valid for three years and can be equipped with four supplementary cards. The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.

According to statistics, by October 21, the business of China Postal Savings Bank had completely covered all cities, 2,1 counties, cities and major towns in China, and more than 4,5 outlets had started this business nationwide.

In just a few years, China Postal Savings Bank has developed very rapidly. From the start of its business to October 21, the country has issued nearly 4 million loans to China Postal Savings Bank, amounting to more than 23 billion yuan, with an average loan of about 59, yuan. China Postal Savings Bank has issued more than 15 billion yuan in rural areas at or below the county level.

Why are there two postal credit cards?

Question 1.

have a good credit record;

have working income and repayment ability.

application materials:

identification materials: a copy of the resident identity card or military officer's card;

proof of work and income;

other financial proof: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.

Credit card application method:

Counter application:

Bring credit certificate to the counter for application:

Applicants are required to submit relatively complete asset certification documents and submit materials to Industrial Bank for review by the bank's back-office audit department;

after approval, fill in relevant information and identity information;

issue credit cards.

online banking application:

the applicant uses a personal savings card account to open online banking and enter official website of Industrial Bank;

Enter the login password and verification code, and then enter the online banking page;

click "credit card service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking;

after approval, credit cards will be issued.

Counter handling process:

Go to the bank outlet where the credit card is handled, or find the staff of the credit card center of the local Construction Bank to fill out the credit card application form. The contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant;

submit certain copies of certificates and certificates to the issuing bank;

after the contents of the application form are truthfully filled in, relevant credit certificates should be submitted at the same time as the completed application form;

The application forms are accompanied by a contract for using a credit card. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, submit a statement on the authenticity of the information, the issuing bank's privacy protection policy, etc., and must have his signature;

the credit card processing process is basically completed, waiting for the credit card to be issued.

question 2: why did I send two postal credit cards?

the same is true of my credit cards in CCB and BOC:

one is a gold card (used in China), and

one is a platinum multi-currency card (used outside China only).

Question 3: Why are there two postal credit cards? Now the bank has cancelled the dual-label card.

UnionPay and the credit cards must be made separately.

You should check the cards.

One should be a UnionPay logo.

One should be a visa or MasterCard card.

Question 4: I applied for a postal credit card, but I got two. I don't understand what happened. One of them is an accessory card, * * * with a credit limit

or a debit card

Question 5: Why are the credit cards of the Postal Savings Bank two cards? If you apply for a dual-currency card, the dual-currency cards issued by most banks now are two cards distributed by UnionPay and other card-issuing organizations, such as UnionPay card and VISA card, so they are two cards.

there is also a set of cards, one for the main card and one for the auxiliary card.

Question 6: Why are there two different credit cards of China Post? Because of different card types, the natural cards will have different looks. It is suggested that the specific looks should be based on the cards handled by yourself.

Steps to apply for a bank card:

1. Take my ID card to the bank;

2. Fill in the application form according to the bank staff;

3. Fill in the form and hand it over to the counter;

4. After completing the formalities at the counter, the password will be set as required, and the applicant will be given a bank card.

Question 7: What do you mean by two credit cards for postal service? Is there any difference? The first time you apply for these two cards, the signs are different, and the network for credit card consumption is different. One card belongs to UnionPay, which is mainly used for credit card consumption in China; The other card is mastercard, which is mainly used for overseas credit card consumption (the acceptance of overseas UnionPay is not high), and both cards enjoy the same amount. In addition, don't put all the credit cards online like this, which will lead to information leakage.

question 8: what happened when the postal savings office sent a credit card but two cards? How to use it? The bank estimates that in order to enjoy the credit card issuance quota

* *, it is good to select an activation one.

You can call the service phone on the back of the card for confirmation.

Question 9: If I have two post office credit cards, can I use them at the same time? It can be used at the same time, but it is recommended not to have two or more credit cards in the same bank, because the credit limit is * * * but the annual fee must be given to each, so you are not cost-effective.,,

Question 1: The credit card limit of the Postal Savings Bank can be used for multiple credit cards in the same bank (there is no limit), but if you apply for multiple credit cards in the same bank, the credit limit is the same and you can enjoy it. Applicants can apply as long as they meet the bank regulations.

how come there are two introductions of postal credit cards? Let's stop here.