Car mortgage IOU template template

In daily life, people are no strangers to IOUs, IOUs and receipts, and some have written IOUs, IOUs and receipts themselves. Below I have collected and compiled car mortgage IOU templates for everyone. I hope you like it!

Part 1

Party A (borrower): __ ___ID number: ____ _

Party B (lender): ____ _ID number: ____ _

Due to its own production or business needs, Party A applies for a loan from Party B and uses its own vehicle as collateral. The parties reached consensus, and Party B agreed to lend and sign this contract

1. Loan amount: RMB_ (uppercase) Yuan (￥: _ Yuan) Loan period: from _year_month to _ Year_month_day ends, *** counts_days. The interest is RMB (￥: _ yuan)

2. Payment and repayment of the loan

1. Payment of the loan: After the loan and mortgage procedures are completed, Party B will transfer the loan amount once paid to Party A or transferred to Party A's account.

2. Repayment of the loan: The principal and interest of this loan shall be repaid in one lump sum on the maturity date.

3. Party A can repay the loan in advance, but must notify Party B 15 days in advance.

3. Liability for breach of contract

1. If Party A is unable to repay the loan in full when due, an additional day's liquidated damages will be charged for the unpaid portion from the overdue date. If the loan is overdue for more than ten days, Party A will be deemed to have completely breached the contract. Party B may terminate this loan contract and require Party A to pay liquidated damages of 20% of the total loan amount in the contract.

4. Party A confirms that the mortgaged assets are his own, that all procedures are legal and valid, and that there are no economic disputes or illegal liabilities before the assets are mortgaged, otherwise Party A will bear all legal liabilities.

V. Collateral matters

1. Car type and brand: _

2. Vehicle frame number: _

3. Engine number: _

6. Custody of the collateral

1. The collateral is kept by Party B. During the mortgage period, Party B can use the vehicle free of charge and ensure that the vehicle does not cause any traffic accidents and Violation. If the vehicle is damaged due to the vehicle itself, natural damage, force majeure and other factors, Party B will be exempted from liability for compensation.

2. Party A must submit the keys related to the mortgaged vehicle, motor vehicle registration certificate, driving license, vehicle purchase invoice, purchase tax, road maintenance fee, insurance documents, original household register and copy of ID card. Party B or the intermediary shall keep it.

VII. Disposal of the mortgaged property

1. During the mortgage period, any disposal made by Party A to the mortgaged vehicle will be invalid.

2. If Party A is unable to repay the loan on time, Party B can sell the collateral to recover losses after the overdue period of days. Party A also signs the "Letter of Authorization for Overdue Sale".

8. During the mortgage period, if one of the following circumstances occurs, Party B has the right to dispose of the mortgaged property in advance

1. The borrower is declared missing, and its property custodian refuses to perform this contract

2. The borrower loses capacity for civil conduct and the guardian refuses to perform this contract;

3. The borrower dies or is declared dead and the legal heir of his property refuses to perform this contract

4. The borrower fails to perform its repayment obligations or has other behaviors that lack sincerity in repaying the debt;

5. The borrower is involved or will be involved in major litigation or arbitration proceedings and other legal disputes, which are enough to affect its repayment ability;

6. The borrower fails to notify the borrower of changes in residence, mailing address, contact number, etc. within 5 days in a timely manner.

9. Expenses

1. If Party A cannot repay the loan on time, it can be extended with the consent of Party B.

2. All costs related to mortgage and borrowing shall be borne by Party A.

10. This contract is made in two copies, with Party A and Party B each holding one copy. It will take effect from the date of signature by the parties.

Party A (signature and seal)

Party B (signature and seal)

Witnesses (signature and seal):

Contract signing place: _

　_Year_Month_Day

Chapter 2

Number: _Party A: _(Borrower)

ID card No.: _

Address: _

Telephone: _

Party B: _(Lender)

ID number: _

Address: _

Telephone: _

Due to personal and family life needs, Party A applies for a loan from Party B and uses its own car as collateral. The parties reached a consensus, and Party B agreed to lend and sign the contents of this contract.

Item 1 Loan matters

Article 1 Loan content and interest

1. Loan amount: RMB _yuan, capitalized: _.

2. Loan period: from _year_month_day to _year_month_day.

3. Interest: According to the monthly interest rate _, the interest is settled every month.

Article 2 Payment and repayment of the loan

1. Payment of the loan: After the loan and mortgage procedures are completed, Party B will pay the loan amount to Party A in one lump sum or transfer it to Party A. Party A's account, and Party A will issue a loan receipt receipt at the same time.

2. Repayment of the loan: The loan shall be repaid in one lump sum on the maturity date.

3. Party A can repay the loan in advance. On the premise that the original interest rate remains unchanged, the interest will be calculated based on the actual borrowing amount and time used by Party A.

Article 3 Liability for Breach of Contract

1. If Party A is unable to repay the loan in full when due, an additional charge per day will be imposed on the unpaid portion from the overdue date. gold.

Second Mortgage Matters

Article 4 Party A confirms that the mortgaged assets are his own, that all procedures are legal and valid, and that the assets do not have any economic disputes or illegal liabilities before the mortgage. , otherwise Party A shall bear all legal liabilities.

Article 5 Collateral Matters

1. Car type and brand: _

2. Frame number: _

3 . Engine number: _

Article 6: Custody of Collateral

1. The collateral shall be kept by Party B

2. Party A must keep the collateral related to the mortgaged vehicle The keys, motor vehicle registration certificate, driving license, vehicle purchase invoice, purchase tax, road maintenance fees, insurance documents, original household register and copy of ID card shall be handed over to Party B or an intermediary for safekeeping.

3. During the mortgage period, Party B guarantees that the vehicle will not have any traffic accidents or violations, and is willing to assume corresponding legal responsibilities.

Article 7 Disposal of Mortgage

1. During the mortgage period, any disposal made by Party A to the mortgaged vehicle is invalid.

2. If Party A cannot repay the loan on time, Party B can sell the collateral to recover losses after days of overdue payment. When signing this contract, Party A also signs a "Letter of Authorization" agreeing to sell overdue items. If Party A defaults at that time, Party A agrees to Party B's disposal of the mortgaged vehicle based on this "Letter of Power".

Other provisions of Item 3

Article 8 Bearing of expenses

1. If Party A cannot repay the loan on time, it can be done with the consent of Party B Exhibition period.

2. All costs related to mortgage and borrowing shall be borne by Party A.

Article 9 Conditions for the Effectiveness of this Contract

This contract shall take effect from the date of signature by the parties.

This contract is in duplicate, Party A and Party B each hold one copy, and the rest shall be filed with the relevant departments.

Party A: _(Borrower) (Chapter)

Party B: _(Lender) (Chapter) _Year_Month_Day

Attachment 1

Mortgage Car Value Agreement

1. Overview of Mortgage Car

1. Brand and license plate number

2. Frame number

3. Engine number

2. Appraisal value

The mortgagor pledges the above-mentioned vehicle as a loan guarantee to the lender. According to the agreement reached by both parties to the mortgage, the mortgaged property shall be The current value is estimated to be: RMB, in capital letters.

3. Signatures of both parties to the agreement

Mortgagor

Mortgagee

Year, month and day

Entrustment Book

Client: _Gender: _

Current address: _

ID number: _

Trustee: _ Gender: _

Current address: _

ID number: _

1. The client voluntarily transfers the vehicle with the license plate number (the engine number is: _, the frame number is: _) entrust the trustee to sell it to the outside world, and handle the purchase, sale and transfer procedures of the above-mentioned vehicle with the buyer.

2. The entrusted sale price of the above-mentioned vehicles is RMB, and the excess will belong to the trustee, and the consignor will not bear any expenses.

3. All documents signed by the trustee when handling the purchase, sale and transfer procedures of the above-mentioned vehicles shall be recognized by the trustee.

IV. Entrustment period: from _year_month_day until the above procedures are completed.

5. During the entrustment period, any disposal of the vehicle by the entruster is invalid, and the trustee has no right to transfer the entrustment.

6. This power of attorney is made in duplicate, each party shall hold one copy, and the rest shall be filed with the relevant departments.

Principal: _ Trustee: _

_Year_month_day

Chapter 3

Mortgagor: _____, below Referred to as Party A:

Mortgagee: ____, hereafter referred to as Party B.

In view of the fact that Party A owes Party B ____ yuan for goods (or loans) that cannot be repaid for the time being, Party A has entered into this mortgage contract with Party B in order to guarantee the repayment.

Article 1. Name, quantity and value of collateral

1. Name: _____.

2. Quantity: _____.

3. Value: _____.

Article 2 Mortgage Period

The mortgage period is ____ years, starting from ____ month __ day of ____ year to ____ year __ month __ End of day.

Article 3 Counting, temporary custody and insurance of collateral

1. Counting: Within five days after this contract comes into effect, Party A and Party B shall jointly count and inspect the collateral quantity, quality, and make a list. After verification, both parties will sign on the list and stamp it with their official seals to show their approval.

2. Temporary management: Party A is still responsible for the temporary management of the collateral intact and intact, and all warehousing and other management costs will be borne by Party A.

3. Insurance: Within five days after the contract takes effect, Party A shall insure the warehouse property with the insurance company and transfer the insured property to Party B. If the insured collateral suffers losses due to force majeure, Party B will directly obtain all compensation from the insurance company as part of the repayment of the arrears.

Article 4 Sales and Supervision of Collateral During the Mortgage Period

1. Party A is still responsible for the sale of collateral, and Party A should organize personnel to actively promote it and The payment for the goods sold is directly paid to the account designated by Party B as one of the sources of funds to repay the principal and interest of the arrears.

2. When Party A signs a supply and sales contract with the demander, it shall indicate in the contract that the payment shall be remitted to the ___ bank___ branch___ account, which is the account designated by Party B.

Before shipment, Party A shall submit the sales contract to Party B for review three working days in advance. For sales contracts signed in other places, a copy or photocopy of the contract shall be submitted to Party A for review in a timely manner before shipment.

3. Party A shall provide Party B with financial plans, material inventory, financial accounting statements and relevant economic information every month. Party B shall have the right to inspect the inventory, sales status and relationship with the mortgaged property when it deems it necessary. Party A shall provide assistance with the accounting information related to the property.

Article 5 Party A’s obligations and liability for breach of contract

1. Party A shall guarantee that it is the legal owner of the mortgage. If there is a dispute over the ownership of the mortgage in the future, , and Party B suffers losses as a result, Party A shall be responsible for compensation.

2. After signing this contract, Party A shall hand over all original documents and bills related to the mortgage to Party B.

3. Party A shall properly keep the collateral and shall not lose or damage it. If Party A causes damage to the collateral intentionally or negligently, Party A shall provide Party B with new collateral within fifteen days.

4. Party A shall not transfer, sell, remortgage or otherwise dispose of the mortgaged property without the consent of Party B.

If Party A violates the provisions of the preceding paragraph, Party B has the right to immediately take temporary custody of the collateral and notify Party A in writing. Party A shall hand over the collateral to Party B within three days after receiving the notice. If it fails to hand over the collateral within the time limit, Party B may apply to the ___ People's Court for compulsory execution in accordance with the law. The economic losses suffered by Party B shall be compensated by Party A.

5. If Party A violates the provisions of Paragraph 2 of Article 4 of this contract, the act of disposing of the collateral is invalid, and Party B shall compensate Party A for the economic losses suffered thereby.

Article 6: Disposal of collateral, method of disposal and order of use of repayment

1. If Party A is unable to repay the principal and interest of the arrears upon expiration of this contract, Party B shall have The right to apply to the People's Court of ___ for the disposal of the mortgaged property.

2. The methods and procedures for the disposal of collateral shall be determined by the People's Court of ____.

3. The price of the collateral is determined by the ___ Municipal Price Bureau.

4. The money obtained from the disposal of the mortgaged property shall be used in the following order.

First: Pay the cost of disposing of the collateral.

Second: Pay the tax on the mortgage.

Third: Repay the taxes owed to Party B for the loan.

If there is any remaining balance after deducting the above amount, it shall be fully returned to Party A. If the proceeds from the disposal of the mortgaged property are still insufficient to repay the principal and interest owed. Party B can still pursue the debt from the debtor according to the original loan contract.

Article 7 Others

1. This contract will take effect after it is signed and stamped with the official seals of the legal representatives of Party A and Party B and notarized by the ___ City Notary Office. The notarization fee will be borne by Party A. Party shall bear the responsibility.

2. When Party A’s mortgage period expires and is still unable to repay the principal and interest of the loan as scheduled due to actual difficulties and requires an extension of the mortgage period, Party A shall submit a written application and Party B will review and agree and sign a supplementary agreement and act. The attachment to this contract can extend the mortgage period.

3. This contract is a debt instrument legally enforceable by the ___ Municipal Notary Office. If either party fails to perform the contract, the other party may apply directly to the People's Court of ___ for compulsory execution in accordance with the provisions of Article 186 of the Civil Procedure Law.

4. For matters not covered in this contract, Party A and Party B can negotiate separately and sign a supplementary agreement. The supplementary agreement has the same effect as this contract.

This contract is made in triplicate. Each Party A and Party B shall hold one copy, and the notary office shall keep one copy. The copy shall be made in __ copies and sent to ___ and other relevant units to keep one copy.

Mortgagor: ______ (Chapter) Mortgagee: ______ (Chapter)

Representative: ______ (Signature) Representative: ______ (Signature)

Address: _______ Address: _________

Bank and account number: ______ Bank and account number: _______

Made on ____year__month__day