According to He Feng, in the face of huge capital demand, the Han and Tang Dynasties began to absorb a large number of private funds at high interest rates.
Previously, when Hantang 200 1 set up a branch in Xuanhan County, Dazhou City, it began to absorb deposits at the interest of 2 -3 cents per month, but the amount was not large, mainly employees, relatives and friends.
In 2006, the Han and Tang dynasties adopted the method of collecting deposits at high interest rate for the people, and set up a special company for this purpose. According to the industrial and commercial registration data, on September 5, 2006, Hantang registered and established "Sichuan Zhenghe Investment Co., Ltd." in Chengdu, and its legal representative was Zheng Zheng. The financing manager of the company is Lin Daishu. Han and Tang claimed that the funds raised were used for the development of Tieshan Hotel, and once the mortgage loan procedures were completed, more than 4 million yuan could be obtained.
According to Ping Liu, who saved 300,000 yuan in Han and Tang Dynasties, the initial storage in Han and Tang Dynasties was word of mouth. The example he knows is that at the beginning of 2006, the owner of the clinic next to Xuanhan Supermarket in Han and Tang Dynasties "thanked his glasses" and heard from the employees of the supermarket that he would try to invest tens of thousands with a monthly interest rate of 5%. "Xie Glasses" can get interest on time every month, so it invested 1 more than ten thousand yuan in Hantang. He told this information to others, and others went to save money.
The information of high-interest deposits in Han and Tang dynasties snowballed like this.
In the early Han and Tang dynasties, credit was very important, and interest could be paid on time every month. More and more depositors take the initiative to come to your door. Depositors later said in an interview that Hantang was a well-known enterprise in Dazhou and Xie Bing was a deputy to the National People's Congress. They believe in the power of Han and Tang Dynasties.
The IOUs given to depositors in Han and Tang Dynasties did not specify the interest. The depositor said that the interest was agreed verbally. Some IOUs are stamped with the official seal of Hantang Company, with the signatures of Xie Bing and Feng Bin, private seals or handprints, some with the signatures of Xie Bing and Feng Bin, and some with the signatures of Feng Bin.
Ping Liu said that before he made the deposit, Feng Bin not only introduced the strength of Hantang Company, but also mentioned that his wife was a NPC deputy and called Xie Bing to see him.
In addition to benefits, fund-raisers in Han and Tang Dynasties also had some "considerate" ways. Zhang Ming, who is in the clothing business, said that at the end of 2006, Xie Bing called him and other fund-raising households to ask them to receive holiday gifts. Zhang Ming deposited 500,000 yuan and received two bottles of Maotai. His sister's deposit was 200,000 yuan, and she got a box of Deng Ying beef.
Zhang Ming said that while giving gifts, Han and Tang dynasties reissued the loan for them. There is no official seal of Han and Tang Dynasties and Xie Bing's signature on the new IOU, only Feng Bin's signature.
At that time, Feng Bin explained that Xie Bing was a deputy to the National People's Congress, and it was bad for her image to ask her to sign the IOU, while the official seal was "illegal financing" and the personal signature was a private loan. Zhang Ming said that Feng Bin has a master's degree in law and there are three legal advisers in Han and Tang Dynasties.