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What is the IOU format template?

1. Reason: Due to personal financial constraints, I borrowed ×××1,000 yuan (one thousand yuan) today.

Borrower: ××× (signature)

< p>Borrowing date:

2. How much money did Party A borrow from Party B on a certain day of a certain month of a certain year? The loan period is xx, and it is agreed to return it on a certain day of a certain month of a certain year. The interest... If Party A cannot make it on time Return it and pay any amount of liquidated damages.

Party A’s signature: ××× (signature)

Borrow date:

Extended information:

Notes

After you have written the IOU, it is best to make a copy. Keep the original and the copy separately, so that you still have a copy even if the original is lost.

You must also be careful during the repayment process. It is best to have other people present when repaying the money. The lender must ensure that the loan can be recovered when giving the IOU to the borrower. In such cases, the borrower After fraudulently obtaining an IOU, he tore it up or even ate it without paying back the money, resulting in a lawsuit.

The borrower has to get back the original IOU after repaying the money, but cannot get a copy, and the IOU has to be burned. There are cases where the borrower repaid the money but did not get back the original IOU and ended up lending it. The person

brings the original IOU to sue. Someone sued with a torn and pasted IOU. One party claimed that the money had been repaid and the IOU was torn up on the spot. The other party said that the IOU was deceived and torn up but the money was not paid back, making it difficult for the judge to distinguish the authenticity.