if China merchants bank savings card and unionpay card are used overseas, they can only be used on machines with unionpay logo. when unionpay card is in consumption abroad, the transaction currency is the local currency where the transaction takes place, and the settlement currency is RMB. Please make sure that UnionPay's overseas ATM withdrawal function or UnionPay's overseas POS consumption function has been activated; At the same time, please ensure that there is enough RMB balance in your account. The opening method of UnionPay's overseas ATM withdrawal function or UnionPay's overseas POS consumption function: Please log in to the professional edition and open it in "Account Management-ATM and POS Limits"; Or please bring your ID card and one-card to the counter to apply.
unionpay ATM withdrawal: 5‰ of the withdrawal amount, with a minimum of 1 yuan RMB per transaction.
credit card depends on your own situation. At present, for international students, our bank has launched a study abroad credit card, which is a supplementary card only. If you need it, you can ask your family to help you handle it and enter China Merchants Bank official website /ccard/lxskpc/? WT.mc_id= You can learn about this card!
please refer to:/customerservice/customerserviceinfo.aspx for details of China Merchants Bank charges? pageid=zhbz