Is reasonable. Generally, after purchasing insurance, the mobile phone will receive SMS reminders. You will receive an electronic insurance policy in the email address filled in when you apply for insurance. In official website, you can generally find an insurance company, official WeChat, official APP and electronic insurance policy. Just download the policy and save it. Print it yourself, which is equivalent to a paper insurance policy.

1. Electronic insurance policy is more convenient.

Insurance policies are generally paper documents, but with the development of internet insurance e-commerce, electronic insurance policies began to appear. Electronic insurance policies have no paper documents, only a policy number, which can be queried on the insurance company website or the insured insurance e-commerce website. Compared with traditional paper insurance policies, electronic insurance policies save paper printing and delivery costs. If you need a paper insurance policy, you can contact the insurance company for consultation, subject to the provisions of the insurance company.

2. The difference between electronic insurance policy and paper insurance policy

There are three main differences between auto insurance electronic policy and paper policy:

1, with different attributes; Electronic insurance policy is an electronic signature policy made by insurance companies according to PKI system; A paper policy is a formal written contract policy signed by an insurer and an insurance company. The difference between them is that one is electronic and the other is paper.

2. The advantages are different; Electronic insurance policy also has legal effect, that is, it can be issued quickly, saving time and cost, not limited by region, convenient to save and risk-free; Paper insurance policy is mainly defined in the form of words, which makes you feel more at ease, because what you get is the most important. The disadvantage is that you need to take time to handle it yourself. If there is a queue, you need to wait for a while.

3, each has its own shortcomings; Electronic insurance policies can't completely distinguish between true and false, especially online (online or telephone processing) is chaotic. For many people, it is not sure whether they have been successfully processed. Moreover, it is necessary to call customer service when making a claim, which cannot be tracked effectively according to customer needs, and some more complicated insurance types need to be handled at the counter;

Paper insurance policies are easy to keep, but they are also easy to lose, but most of them are renewed by familiar insurance companies. If you have anything, you can consult familiar insurance companies to avoid taking many detours.

In fact, both electronic insurance policies and paper insurance policies have legal effect. Although there are differences between the two, there is no problem with the validity and basis of the law. Electronic insurance policies are more likely to be deleted by mistake or unintentionally, and need to be downloaded from the relevant insurance company, official website. Relatively speaking, paper insurance policy is more reassuring, because what you get is the most real. The Contract Law has listed the data message of the electronic insurance policy as the legal form of the contract, and the Electronic Signature Law also gives legal recognition to the digital authentication of the electronic signature method, so the electronic insurance policy is different from the paper insurance policy, but they are all the same.