Just bring your valid ID card and bank card to the bank counter to apply.

1. USB Shield is a tool for electronic signature and digital authentication in online banking. It has a built-in micro smart card processor and uses a 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data. Ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions.

2. "U-Shield". Its function is to protect the security of online banking funds and avoid various risks such as hackers, fake websites, and Trojan viruses when handling online banking services.

3. USB key is a customer certificate USBkey launched by ICBC and obtained a national patent. It is a high-level security tool provided by ICBC for you to handle online banking business.

4. In addition to USB shield, ICBC has also introduced a series of security measures: login through alias (a customized login method different from traditional account login), dual password control of login password and payment password, and payment limit control and other measures to ensure customer security; identify and prevent counterfeit bank websites through URL verification, website certificate verification (click the "encryption lock" chart on the lower right foot of the ICBC website), and reserved information verification.

Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc.

Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the bank card automatic settlement system has made the dream of a "checkless, cashless society" a reality.

Starting from August 1, 2017, the annual bank card management fee will be cancelled, and some basic financial service charges of commercial banks will be suspended.

On April 22, 2019, China UnionPay released the "China Bank Card Industry Development Report (2019)".

On August 15, 2020, Baidu, Baixin Bank and China UnionPay launched China’s first digital bank card-Baidu Quick Pass Card.

On August 31, China UnionPay released the first digital bank card "UnionPay Unbounded Card".

Notes

1. When entering the password, be sure to cover it with your hands. If you find any abnormality in the password shield and card entry protection slot of the ATM machine, for the sake of safety, do not use it. At the same time, inform the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the bank’s video surveillance;

3. It is best to store bank cards and ID cards separately, do not lend bank cards to others, and do not disclose bank card numbers and passwords at will;

4. When swiping cards for consumption, do not let bank cards out of sight. Pay attention to the number of times the cashier swipes the card. When you get the purchase order and card, check whether the amount on the purchase order is correct and whether it is your card;

5. Activate the mobile phone SMS service to keep track of account changes at any time If you find an abnormal transaction, call the bank immediately to report the loss;

6. If you suspect that funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in a timely manner.

7. Do not put bank cards together with electrical appliances with strong magnetic fields such as mobile phones, TVs, stereos, microwave ovens, etc. It is best to put them far away. Do not keep multiple bank cards and passbooks together.

8. Use pieces of paper to separate cards as much as possible to act as a distance.

9. You can use special bank card holders or anti-magnetic card holders.

No more than 4 cards can be opened from the same bank

In December 2015, the "Notice on Matters Concerning the Banking Industry's Combating New Illegal Crimes in the Telecommunications Network" (hereinafter referred to as " Notice"), the "Notice" stipulates that from January 1, 2016, in principle, the same customer shall not open more than 4 debit cards at the same institution (excluding social security cards).

At the same time, the "Notice" also stipulates that "the same agent shall not issue more than 3 cards at the same commercial bank in principle. Debit cards issued by an agent require the agent to present his or her valid identity document at the counter. The card can only be used after applying in person. "

The "Notice" also requires that for customers who already have more than 4 debit cards, the bank should proactively contact the customer to verify. Out of service.