Question 1: How about the annual credit card fee of Guangfa Bank? If the first year is free, you will be exempted from the annual fee for the second year if you brush it six times in the first year, and you will be exempted from the annual fee for the third year if you brush it six times in the second year. Wait, let me talk about the advantages of Guangfa Credit Card. First, the service life of the card is as long as five years. Second, if you are actively spending normally, you can increase the quota, and you can apply online after half a year. Third, the interest-free period is long. If you swipe your card, you can repay it after 25 to 56 days (interest-free, depending on your consumption date and billing date). Fourth, the application is easier to pass and the amount will not be too low. As for the SMS reminder, it is free if I remember correctly. Haunted people apply for a credit card for the first time to see what materials you provide. Generally, you don't have a car or a building. If you have a regular job, it is normal to take 5000 ~ 10000. If you have a car and a building, it's easy to get 23 thousand. I use a card to handle the card, and the card is 35 thousand. It took half a year to apply for an increase in the quota, which rose to 48,000.

Question 2: How does Guangfa Credit Card open the credit card opening and password setting method of Guangfa Bank?

I. Non-telephone and online card customers

1. One of the credit card opening methods of China Guangfa Bank-SMS quick card opening.

Please use your mobile phone number registered with Guangfa Bank, edit the short message "KTK+ last four digits of card number+last four digits of ID number+last three digits of signature column on the back of the card" and send it to 95508 (please note that "+"is not needed, for example: KTK11222338).

2. One of the credit card opening methods of Guangfa Bank-the opening of telephone cards.

Dial 95508 with your home phone or mobile phone, select the language, select "2" (card and password service), then select "1" (credit card service), and then enter relevant information according to the voice prompts to open the card.

Note: It is recommended to use your home phone or mobile phone reserved in Guangfa Bank to make a call, so as to set the withdrawal password synchronously.

3. One of the credit card opening methods of Guangfa Bank-online banking card opening.

Log in to the credit card center page of Guangfa Bank (card.cgbchina/), click "Card Activation" at the top left, and enter relevant information according to the prompts. The mobile phone reserved when handling the card will receive the SMS verification code. After entering the SMS verification code, your card can be opened.

The second is telephone and online card customers.

Customers who handle the card by telephone or online can only activate your card in person at Guangfa Bank outlets. Please prepare the customer's card acceptance confirmation letter, original card and valid ID card, and go to the branch of Guangfa Bank in person. Customers who handle the card by telephone can also wait for the staff of Guangfa Bank to make an appointment to collect it at home.

Question 3: What are the requirements for handling the credit card of Guangfa Bank? If you have a stable job and the company has purchased social insurance, fill in your personal data, and the bank will check your income according to the insured amount and decide whether to approve the card and how much. If you hold another bank's credit card, you can apply for it by handling the card. If you don't have the above, you can go back to the company to issue an income certificate and affix the company seal to apply.

Question 4: How to open 1 after receiving the credit card of Guangfa Bank, bring the bank card and ID card to the bank counter, and go through the activation procedures of the bank card before using it.

2. Call the bank's customer service phone number 95566 and enter the ID number as prompted by the phone to activate the BOC card, otherwise the system may not be able to confirm the card information.

Specific steps:

Go to the bank for customer service, self-service voice or manual service-select card activation (or card opening and password setting). Enter the ID number or manually check the cardholder information (work unit, mobile phone, address, etc.). )

note:

1, you must bring your valid certificate and handle it in person.

2. The information must be correct.

Question 5: What are the requirements for Guangfa Bank to apply for a credit card, and how to apply for a credit card? What are the requirements for handling the credit card of Guangfa Bank? What should I do with my credit card? ... 19 10r。

Question 6: I just got the credit card of Guangfa Bank. How to use it? After you get the credit card, sign on the back, call customer service to open it, and you can use it after opening it. Credit cards are divided into billing date and repayment date. The bill date means closing the bill and summarizing your monthly consumption. The repayment date is the last date for you to pay back the money, but it is usually paid 3 5 days in advance. Credit card interest-free days are generally more than 40 days. For example, if your billing date is the 5th and the repayment date is the 25th of the current month, then the money you spent on the 6th will be paid off before the 25th of next month, and there will be no interest during this period. How to repay? Can do a Zhang Guangfa debit card and credit card binding, set the automatic repayment. Otherwise, you can register Alipay, with free repayment by credit card, self-service repayment by Lacarra, free repayment by quick money, and cross-bank remittance by bank counter.

Question 7: How to check whether the credit card of Guangfa Bank has been completed? Call 95508. According to the voice prompt, the first step is to select French, press 1 to select Chinese, then press 4 to select "application progress query", enter your ID number here, use * instead of English letters, and then press # to confirm, and you can hear your application progress.

Question 8: Does it cost money to apply for Guangfa Credit Card? How to deal with it? What information do I need to submit? 5 minutes to process all credit cards is completely free.

It can be handled through Guangfa Counter and online banking.

Details are as follows:

Credit card application conditions of Guangfa Bank

I. Application conditions

1. Individuals with full capacity for civil conduct, legally stable sources of income and good credit status can apply for personal cards from card issuers with their valid identity documents and related materials.

When applying for a credit card, an individual can apply for no more than two supplementary cards for other natural persons with full capacity for civil conduct, in addition to a main card. The main cardholder can apply for cancellation of the supplementary card or stop using the supplementary card at any time.

The supplementary cardholder and the main cardholder use the same credit line; All the transaction funds of the supplementary card and the corresponding interest and expenses are credited to the account of the main card, and the cardholder of the main card is fully liable for the debts incurred under the main card and the supplementary card; Supplementary card holders with full capacity for civil conduct and main card holders are jointly and severally liable for the debts incurred under the main card and supplementary card, while supplementary card holders with limited capacity for civil conduct are only liable for the debts incurred under the supplementary card they hold. The supplementary card holder may apply for cancellation of the supplementary card after paying off all debts of the supplementary card.

Second, the information needed to apply for a credit card.

1. Identity information: copy of resident ID card or military officer's card; Compatriots from Hong Kong and Macao are required to provide copies of travel permits to and from the mainland and residence certificates for more than one year; Foreigners can provide copies of passports and residence permits for more than one year.

2. Proof of work income: proof of salary and a copy of social security (paid for more than half a year).

3. Proof materials for credit card application of Guangfa Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original proof of telephone, water, electricity and gas charges in the last three months of current residence, etc.

Tips:

If you have a credit card from another bank, and it has been issued for more than half a year, then you can quickly apply for a credit card from Guangfa Bank by "handling the card".

The "card-to-card" method requires attention:

1. The credit card of other banks has no overdue record of more than 30 days in the last 6 months;

2. The average credit line is not less than 5,000 yuan; If you have more than three credit cards from other banks, and the credit limit is above 90%, banks generally will not handle them.

Question 9: What are the requirements for Guangfa Bank to apply for a new credit card?

1. At least 18 years old and no more than 65 years old;

2. Need my second-generation ID card;

3. There is a work certificate and income certificate stamped with the financial chapter of the unit;

4. No bad credit record;

5. Other financial certificates, such as real estate, automobiles, stocks and bonds.

Credit card application process:

1. Fill in the application form;

2. The information of the bank itself and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center conducts audit, business card printing and card issuance;

After getting the card, I opened the card and waited for the password letter.

6. Being at least 18 years old is a mandatory requirement for applying for a credit card, but without a work certificate, it is easy to refuse to apply for a credit card. Therefore, if there is no unit, it is best to have fixed assets such as real estate and automobiles or a stable source of income. You can also go to a bank with transactions, get a bank flow certificate, and apply to the bank. If the income source is relatively stable, the application success rate is still very high.