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How do individuals withdraw Xuzhou housing provident fund?
Hello, your questions are answered as follows: 1. Telephone consultation: You can call Xuzhou Housing Provident Fund hotline for manual service first to find out whether you meet the conditions for housing provident fund withdrawal, and then go through the formalities.

2. Receive the application form for withdrawal of Xuzhou housing provident fund in triplicate: go to the housing provident fund handling hall to receive the application form, fill in the information in the first two lines of the blank form, and affix the company's financial seal and legal person seal in the reserved seal area of the unit.

3. Activate the housing provident fund to collect bank cards: Go to the bank to which the housing provident fund card belongs, activate the savings function of the bank card, and sign a withdrawal agreement with the bank.

4. Prepare online filing certificate: Go to the commercial housing developer and ask the other party to print you an online filing certificate for purchasing a house. Let the developer print this out, print it directly on the internet, watermark it, and don't stamp it. The template may be different from place to place.

5. Check whether the required materials are complete: house purchase contract (with drawer's name on it), invoice (with drawer's name on it), online filing certificate, ID card, marriage certificate, bank card (collecting bank) and withdrawal slip.

6. Go to the housing accumulation fund hall and complete the information filling, signature, photo taking, inquiry, audit and other processes according to the instructions of the clerk.

7. Housing accumulation fund collection time: within 2 hours. Generally, when there is not much business in the housing provident fund office, all the procedures will be completed and the funds will be received soon. First, Xuzhou housing provident fund extraction conditions:

1 If an employee meets any of the following circumstances, he may apply for partial withdrawal of the housing provident fund:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) Repaying the principal and interest of the house purchase loan;

(3) I, my spouse and children suffer from serious diseases or emergencies, which cause serious difficulties in family life;

(four) the court ruled that the housing provident fund should be withdrawn from the housing provident fund as divorce and property division;

(five) the rent exceeds the prescribed proportion of family wage income;

(six) enjoy the urban minimum living guarantee.

2, workers meet one of the following circumstances, you can apply for cancellation of housing provident fund:

(a) retirement;

(two) completely or partially lose the ability to work, and terminate the labor relationship with the unit;

(three) non city hukou and rural hukou, and terminate the labor relationship with the unit back to the domicile;

(four) termination of labor relations with the unit, not re employment for more than two consecutive years, men over 50 years of age, women over 40 years of age;

(5) Having been sentenced and terminated the labor relationship with the unit, and the male has reached the age of 50 and the female has reached the age of 40;

(6) Having left the country to settle down;

(7) The employee is dead or declared dead.

Second, the general extraction process:

1. Individual employees: employees who meet the conditions for withdrawal, bring relevant supporting materials and their ID cards to the information desk or unit of the provident fund center to receive the Xuzhou Housing Provident Fund Withdrawal Application Form (hereinafter referred to as the application form).

2. Employee's unit: the unit verifies that the employee will go to the unit for preliminary examination with the application form. After verifying whether the applicant is the employee himself, the balance of housing provident fund and whether it meets the extraction conditions, the unit shall truthfully fill in the application form, and then affix the seal reserved by the unit in the bank, and the employee himself shall go through the extraction procedures.

3. Provident Fund Center: examine and approve the Application Form verified and sealed by the employee holding unit, extract the required information and my ID card, and go to the Provident Fund Center for examination and approval. Immediate examination and approval with complete procedures and true, complete and effective information.

4. Entrusted bank: After the payment center has passed the examination, the applicant will take the application form to the entrusted bank to withdraw the provident fund. He must show his identity card when withdrawing money. After the bank staff checks it correctly, he will go through the formalities of withdrawing the provident fund and transferring it to the employee's bank card (passbook) or repayment account.

Three, housing provident fund in principle does not allow others to extract, special circumstances meet the relevant conditions can let others extract.

In principle, the withdrawal of housing provident fund must be handled by myself, and others (referring to no immediate family members) may not support the withdrawal of housing provident fund. However, in order to facilitate employees to further optimize their services, the following three kinds of agency behaviors are allowed:

1. immediate family members (spouse, children, parents) can contribute to the provident fund. Spouses, children or parents who want to withdraw money need to provide their ID card, marriage certificate or household registration book and deposit them in the employee's bank account, and the withdrawal money can only be transferred to the employee's bank account.

2. If the paid-in employee is really unable to handle the withdrawal in person for some reason, and the agent is not a lineal relative or cannot provide proof of lineal relative, it shall be handled by the unit in principle, but the money must be transferred to the paid-in employee's account, and the unit shall be responsible for transferring it to the employee himself.

3. In addition to the above two cases, if the deposit employee entrusts others to handle it, he must provide a notarial certificate and a copy issued by the notary department, otherwise it will not be handled.

Extended data:

Materials required for the extraction of housing accumulation fund in Xuzhou:

1. Purchase of commercial housing: commercial housing sales contract, online registration certificate, purchase invoice, and my ID card.

2. Purchase of second-hand houses: stock house sales contract or real estate sales contract, deed tax invoice, house ownership certificate and my ID card.

3. Purchase of public housing Public housing: real estate sales contract, valid payment voucher, property ownership certificate and my ID card.

4. Purchase of affordable housing Affordable housing: affordable housing purchase contract, property registration certificate, valid payment voucher, and my ID card.

5. Demolition and resettlement housing Demolition and resettlement housing: compensation agreement for demolition property rights exchange, valid payment voucher and my ID card.

6. Self-built house: construction project planning permit, land use certificate and my ID card.

7. House decoration House decoration: construction project planning permit, land use certificate and my ID card.

8. Overhaul of houses: dangerous house identification certificate, construction project planning permit, house ownership certificate, land use certificate and my ID card issued by the real estate management department.

9. Retirement: a retirement certificate or retirement approval form approved by the personnel and labor departments, and my ID card.

10, completely or partially losing the ability to work and terminating the labor relationship with the unit; Loss of labor ability appraisal certificate approved by the municipal labor appraisal department "disabled workers labor ability appraisal form" or "disability certificate", proof of termination of labor relations with the unit, my ID card.

1 1. Non-local household registration, household registration in rural areas, termination of labor relations with the unit, return to household registration, not your household registration book, proof of termination of labor relations with the unit, ID card.

12. Terminate the labor relationship with the company and have not been re-employed for more than two consecutive years. The male is over 50 years old and the female is over 40 years old; Provide "Employment Registration Certificate" or a document to terminate the labor relationship with the unit, and my ID card;

13. If I, my spouse or my children suffer from serious diseases, resulting in serious difficulties in family life, I shall provide the illness certificate of the hospital at or above the city (county) level, the receipt of medical expenses of more than 30,000 yuan, the certificate of special difficulties in life issued by the unit or street, the certificate of the relationship between the applicant and the patient, and my ID card;

The scope of major diseases specifically refers to: malignant tumor, leukemia, severe stroke, coronary artery bypass grafting, intracranial tumor craniotomy, heart valve thoracotomy, major organ transplantation, hematopoietic stem cell allograft, uremia due to chronic renal failure, and severe burns.

14. If the male is over 50 years old and the female is over 40 years old at the time of sentencing, and the labor relationship with the unit is terminated and the sentence is specified in the judgment, the judgment, proof of labor relationship termination and my ID card shall be provided;

15, the court ruled that the housing accumulation fund was the division of property involved in divorce and withdrawal of housing accumulation fund; Provide the people's court's judgment (or mediation), ruling, notice of assistance in execution, and official certificates of two judges;

16. If you leave the country to settle down, you should provide the certificate of cancellation of household registration, your ID card or passport;

17. The central housing provident fund loan that repays the principal and interest of the housing loan needs to provide the bank repayment certificate and my ID card; Other housing loans (limited to one-time repayment) provide loan contract, mortgage contract, bank repayment certificate, repayment details and my ID card;

18, death certificate of the employee who died or was declared dead, proof of the identity relationship between the deceased and the heir (household registration book or marriage certificate), ID card of the heir, proof of legal inheritance or bequest, will (if any), etc.

19, new employees pay rent; The housing lease contract registered by the housing management department for more than one year, the rent payment certificate within the lease year, the graduation certificate within five years, and my ID card;

Take preventive measures:

1. When withdrawing the housing accumulation fund, valid identity documents of employees shall be provided.

2 housing provident fund withdrawal must be handled by myself. If you can't entrust others to handle the withdrawal due to special circumstances, you need to provide a notarized power of attorney.

3. Spouses need to provide marriage certificates and ID cards of both parties.

4, purchase, construction, renovation, overhaul housing extraction must be occupied housing, occupied housing identified in accordance with the relevant provisions.

5. If the housing property right is withdrawn from the provident fund, the proportion of the property right owned or occupied by * * * shall be indicated in the house purchase contract or the house ownership certificate.

6 workers in the signing of commercial housing sales contracts, real estate sales contracts, construction planning permits, demolition of property rights exchange compensation agreement within one year after a one-time withdrawal, overdue no longer handle.

7. Employees who purchase self-occupied housing and withdraw housing provident fund shall withdraw it at one time within the prescribed time limit, and the amount of withdrawal shall not exceed the purchase price of all parts of the property owned by individuals.

8 demolition resettlement houses and affordable housing shall be handled according to the project filing list and related materials.

9. If the housing provident fund is withdrawn due to serious illness, it shall be withdrawn within one year after the occurrence of medical expenses.

10. If the rent is paid, the amount of each withdrawal shall not exceed the one-year rent stipulated by the center;

1 1. If the applicant does not meet the conditions for account cancellation, the withdrawal amount is more than 100 yuan, and the rest is retained as the balance of the employee's personal provident fund account.

12. For employees whose housing provident fund loans have not been paid off, the balance of their housing provident fund accounts can only be used to repay housing provident fund loans.

13. If the information provided by the applicant is complete, apply immediately and settle it immediately. If you have any questions that need to be verified, give a reply within three working days.

14. This card is interpreted by the municipal provident fund management center.