A loan contract is a contract in which the parties agree that one party will transfer the ownership of a certain kind and amount of currency to another party, and the other party will return the same and similar amount of currency within a certain period of time, that is, the borrower borrows money from the lender, and returns the loan at maturity and pays interest. The following is the formal personal loan contract template _221 loan contract template that I brought to you. Welcome to check it!
model loan contract 1
party a: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
id number: _ _ _ _ _ _ _ _ _ _ _ _ _
After full consultation, Party B has made the following personal loan contract template:
1. Party A borrowed RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ii. the loan term is _ _ _ _ _ years, counting from the date when party a issues the above confirmation letter; The interest rate is based on the five-year bank loan interest rate, which is _ _ _ _ _% per year; If the state adjusts the bank loan interest rate for the same period, the loan interest rate between the two parties will also be adjusted accordingly;
on the day after the loan expires, the principal will be returned to Party B in one lump sum together with all interest;
if the above principal and interest are overdue, the liquidated damages shall be calculated at the rate of one thousandth per day.
iii. in order to fulfill the above provisions, party a shall use all its shares in _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
iv. both parties confirm that if the labor relationship between party a and _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
5. in case of any dispute over the personal loan contract template, both parties shall settle it through negotiation; if negotiation fails, it shall be submitted to the I arbitration institution where Party B's domicile is located for settlement.
6. This personal loan contract template is made in duplicate, one for each party. For matters not covered in this contract, both parties may sign a supplementary agreement separately, which has the same effect as this contract.
party a: _ _ _ _ _ _ _ _ _ _ _ _ _ _
date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
party b: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. _ _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _
Party B (the borrower) _ _ _ _ _ _ _ _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
1. Loan amount (in words)
2. Loan purpose: The borrower needs a sum of money urgently because of _ _ _.
third, the loan interest rate: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
iv. loan term: the loan period starts from _ _ _ _ _ _ and ends on _ _ _ _ _ _ _.
v. Date and method of repayment: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
VI. Liability for breach of contract: the borrower shall repay the loan according to the time stipulated in the contract. If the borrower fails to repay the loan on time, the lender has the right to recover the loan within a time limit and charge overdue interest at _ _ _% as stipulated in the contract.
VII. Dispute settlement: if negotiation fails, a lawsuit can be brought to the people's court where Party A is located.
VIII. Others:
1. Without the consent of both parties, neither party may modify or terminate the contract without authorization. If one party requests to modify or terminate the contract, it shall notify the other party within _ _ days and reach a written agreement. After the modification or dissolution of this contract, the loan occupied by the borrower and the interest payable shall still be paid according to the provisions of this contract.
2. Attachments to the contract: IOUs and receipts.
3. The contract comes into effect after being signed by all parties, and automatically becomes invalid after the loan principal and interest are paid off.
this contract is in duplicate, with the borrower and the lender holding one copy respectively. The contract text has the same legal effect.
party a (borrower) _ _ _ _ _ _ _ party b (lender) _ _ _ _ _ _
(signature and seal) _ _ _ _ _ _ _ (signature and seal). _ _ _ _ ____
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Legal representative: _ _ _ _ _ _ _ Title: _ _ _ _ _ Address: _ _ _ _ _ _ _ Postal code: _ _ _ _ Tel: _ _ _ _ _ _ Tel: _ _ _ _ _ _ _
According to the Contract Law of the People's Republic of China, the borrower applies to the lender for a working capital loan for a construction enterprise in order to ensure the normal construction and production, and the loan is approved by the lender. In order to clarify the rights and responsibilities of all parties, this contract is hereby signed and abided by.
article 1 the loan amount stipulated in this contract is RMB (in words) _ _ _ ten thousand yuan for _ _ _.
article 2 the borrower and the lender must abide by the loan measures, and relevant loan matters shall be handled in accordance with the provisions of the measures.
article 3 from the date of disbursement, the loan shall be charged with interest according to the actual amount of disbursement, with the interest rate of _ _ _ ‰ per month, the interest rate of the excess part of the loan exceeding the plan is _ _ _ ‰, the overdue loan shall be charged with interest of 2%, and the misappropriated part of the loan shall be fined with interest of 5%.
article 4 the lender guarantees to supply funds in accordance with the provisions of this contract. if the lender delays the use of funds due to work errors, and the borrower suffers losses, it shall be compensated according to the direct economic losses.
article 5 the lender has the right to check the use of the loan. During the inspection, the borrower must facilitate access to relevant documents, account books, vouchers and statements, and check the material inventory and construction production.
article 6 if the borrower violates the provisions of the contract and the loan measures, the lender has the right to stop the loan and recover part or all of the loan in advance.
article 7 the guarantor shall be responsible for the repayment of the loan principal and interest by the borrower. if the borrower fails to repay the loan principal and interest on time, the guarantor shall be responsible for the repayment within one month after receiving the repayment notice from the lender.
article 8 the validity of this contract: from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
the original of this contract is in triplicate, with each party holding one copy.
borrower: _ _ _ _ _ _ _ _ _ _ _ (seal) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Representative _ _ _ _ _ _ _ _ _
Date of signing: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ : _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _________________
Party A and Party B have reached the following agreement on the loan on the basis of equality, voluntariness and consensus.
party b lends party a RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
loan interest: _ _ _ _ _ _ _ _ _ _ _ _ _
loan term:
repayment date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. Payment method: cash/_ _ _ _ _ _ _ _.
Liability for breach of contract:
1. Liability for breach of contract of the borrower
(1) If the borrower fails to use the loan for the purposes stipulated in the contract, the lender has the right to recover part or all of the loan, and the default interest will be charged according to the interest rate stipulated by the bank.
(2) if the borrower fails to repay the loan within the time limit, the lender has the right to recover the loan and pay 1% of the daily interest from the due date.
(3) if the borrower uses the loan to cause losses and waste or uses the loan contract to engage in illegal activities, the lender shall recover the loan principal and interest, and the relevant units shall investigate the administrative and economic responsibilities of the person directly responsible. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs.
2. Liabilities of the lender for breach of contract
(1) If the lender fails to provide the loan on schedule, it shall pay the borrower liquidated damages according to the amount of breach of contract and the number of days of delay. The calculation of the amount of liquidated damages is the same as the calculation of the penalty interest of the borrower.
(2) those who use the loan contract for illegal activities shall be investigated for administrative and economic responsibilities. If the circumstances are serious, criminal responsibility shall be investigated by judicial organs.
dispute resolution: both parties shall settle the dispute through consultation; if no settlement can be reached, the dispute shall be submitted to the people's court of _ _ _ _ _ _ _.
this contract shall come into effect on _ _ _ _ _. This contract is made in duplicate, each party holds one copy, and the contract text has the same legal effect.
party a (signature and seal): party b (signature and seal with a copy of id card) :
date of contract signing: date of contract signing:
model loan contract 5
contract number: _ _ _ _ _ _ _ _ _ _
lender: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
amount of crotch payment
Article 1 The lender shall provide the borrower with loan funds of _ _ _ _ _ _ _ _ RMB (in words) ten thousand yuan.
term and use of the mortgage
article 2 the loan term under this contract is _ _ _ months, starting from _ _ _ _ _ _ and ending on _ _ _ _ _ _. If the actual loan issuance date is inconsistent with the loan start date, the loan start date shall be subject to the actual loan issuance date, and the loan term shall be postponed accordingly.
article 3 the loan is earmarked for other purposes, and the borrower may not use it for other purposes.
interest rate and payment method
article 4 the loan interest rate under this contract is fixed, and the monthly loan interest rate is _ _ _ _ _ _%.
article 5 the principal and interest of the loan under this contract shall be repaid in the following _ _ _ _ _ _ _:
5. 1. The principal shall be returned in one lump sum at maturity, and the interest shall be paid monthly, and the due interest shall be paid with the principal. The monthly interest is _ _ _ _ _ _ yuan. If interest is calculated on a daily basis, the daily interest rate = monthly interest rate ÷3. The interest payment date is the day of each month, and today is the maturity date of the loan.
5。 2 equal principal and interest repayment method: that is, repay the principal and interest of the loan with the same amount every month within the loan period. The monthly repayment amount is RMB (amount in words): The repayment date is _ _ _ every month.
Article 6 The borrower shall pay the loan principal and interest to the bank account in the lender's name by transfer, and the account information is as follows:
Account name:
Account number:
Bank of account:
Payment of crotch payment
Article 7 After the borrower meets the loan issuance conditions required by the lender and completes the corresponding loan and guarantee procedures, the lender shall, within _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Both parties agree that the lender will remit the loan to the following account of the borrower by transfer, and once the transfer is successful, it will be deemed that the loan has been withdrawn and used by the borrower.
Account name:
Account number:
Bank of deposit:
Debt scope and repayment order of the borrower
Article 8 The borrower's loan and the debts involved under this contract refer to the loan principal, interest, liquidated damages, compensation and expenses incurred in realizing creditor's rights and security rights (including but not limited to notarization fees, appraisal fees, auction fees, security fees, etc.
article 9 the money obtained by the lender to pay off debts under this contract and the corresponding guarantee contract shall, in principle, be paid off in the order of first paying off the expenses for realizing creditor's rights and security rights, then paying off the liquidated damages and compensation, then paying off the interest and finally paying off the principal.
representations and warranties of the mortgagor
Article 1 The borrower is a civil subject legally established and existing, and has all necessary legal capacity and capacity to perform the obligations under this contract in its own name and bear corresponding responsibilities.
article 11 the signing and performance of this contract by the borrower is the true expression of the borrower's will, and it has been decided or authorized by the decision-making and approval authority of the borrower, and there are no legal defects.
article 12 all documents, materials and information provided by the borrower to the lender during the signing and performance of this contract are true, accurate, complete and effective, and no information that may affect its repayment ability is concealed from the lender.
rights and obligations of the lender
article 13 the lender has the right to know the borrower's loan usage, business operation, financial capital, liabilities and external guarantees.