The password card of ICBC is free. You use the U shield now. If you need a password card, you can apply to the bank.

The procedure is to cancel your current online banking and apply for a new online banking. You need to bring your ID card and bank card when you go through the formalities, but don't bring your U shield. Check the password card column when applying for online banking.

However, since May 6th, the authority and frequency of external payment of password cards have been lowered, and only 1 1,000 yuan can be transferred to the outside world every day, which is no more than that of 500 yuan. If you apply for a password card and activate SMS verification at the same time, it can be increased to 1000 yuan each time and 5000 yuan per day. Compared with U shield, it is not convenient to use.

In addition, the password card is used 1000 times instead of 30 times as mentioned above. Password card is a repeated combination of numbers, and the safety factor is much lower than that of U shield.

The fault of your U shield is mainly the installation of the driver. The correct driver must be installed when using.