One is a simple one-handed endorsement, that is, the acceptor gives it to the payee, and the payer returns it to the acceptor, returning from the end point to the starting point.
Secondly, the acceptor, the payee and the endorser are all affiliated enterprises.
Third, we should see that when exercising the right of recourse, the number of recourse objects is relatively reduced. ?
Fourth, it is necessary to analyze whether there is a tendency of pure financing. In view of the endorsement, the receiver should first pay attention to study its rationality, that is, whether the endorsement is reasonable or not.
Extended data:
Back endorsement rules:
1. There is a time limit for endorsement.
When the endorsee goes back to endorse, he can still transfer the bill according to the endorsement, but such endorsement must be made before the maturity date of the bill, otherwise it cannot be transferred again. However, in the general transfer endorsement, even after the effective period, the endorsement transfer can continue.
2. The holder who goes back to endorse is restricted from exercising the compulsory claim.
1) When the holder is the drawer: at this time, the drawer has no recourse to his prior hand, that is, all debtors who endorse or sign before the drawer are not liable to the drawer, and the drawer can only exercise the right of claim for payment against the acceptor.
It is stipulated in the bill law because the holder, that is, the drawer, is the head of all the forerunners on the bill, but at the same time, he is the successor of all other endorsers or signers.
If the drawer is allowed to demand payment from his predecessor, the predecessor who is forced to demand payment can demand payment from the drawer again as a successor, which actually forms a simple cycle, not only increasing the payment amount, but also involving every endorser, which has no practical significance.
2) When the holder is an indorser: At this time, the holder has no recourse to his subsequent hands. For example, a bill of exchange passes through A (drawer) and endorsers B, C and D; E's hand, and then circulated to Ding's hand. At this time, Ding has no urgent claim to E, because E is both Ding's successor and Ding's predecessor. If Ding demands E, E can also pursue Ding as a successor. It also causes economic cycle recourse, which is meaningless.
3) If the holder is the acceptor, the holder has no recourse against anyone. This is because the acceptor, as the main debtor of the draft, has the responsibility to pay the draft. The premise of exercising the right of recourse is that the draft has not been paid. Therefore, the acceptor cannot ask others for it because he does not pay.
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