No

Bank loans must be signed in person, and remote access is not allowed.

At present, according to the relevant regulatory regulations of commercial banks, customers must "sign in person" when opening new bank card accounts; Before purchasing wealth management products for the first time, you must conduct risk assessment at the outlets and sign for confirmation; Personal loans must adhere to the face-to-face signing system to ensure the authenticity of loans.

Second, the bank loan signature is invalid?

According to the provisions of the Contract Law, under any of the following circumstances, a contract or some of its clauses may be deemed invalid:

(1) A contract concluded by one party by means of fraud or coercion that harms the national interests;

(2) Contracts that collude in bad faith and harm the interests of the state, the collective or a third party;

(3) contracts that cover up illegal purposes in a legal form;

(4) Contracts that harm public interests;

(5) Contracts that violate the mandatory provisions of laws and administrative regulations;

3. Can I sign a bank loan at will?

Some banks need children as collateral according to your age, or some need children to take out loans together. The main thing is that the bank guarantees your repayment ability. It doesn't matter if the repayment is normal. However, it is recommended that you repay the arrears and interest in full and on time. Because if it is overdue, it will affect the child's credit information and will have an adverse impact on the child's future loans.

4. Do banks have to sign IOUs in person?

Bank loans must be signed in person, and borrowers must sign in person when they borrow from banks, otherwise they will not succeed;

First of all, the program is generally divided into three steps:

(1) Basic information submitted by the customer, including work unit and contact telephone number.

(2) The lending bank or company should check the credit information of customers, including whether the credit rating of customers has illegal records, and investigate the business operation status of self-employed individuals and small and medium-sized enterprises.

(3) The staff of the lending unit signed a contract with the customer to realize the loan in the shortest time.

II. Materials to be prepared for handling bank loans:

1. Valid ID;

2. Permanent residence or valid residence certificate, permanent residence certificate;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Use plan or loan purpose statement;

8. Other information required by the bank.

Three. Requirements for bank loans:

(1) Persons who have reached the age of 18, have full capacity for civil conduct, have permanent residence for urban residents or hold valid identity cards, and the age of the lender required for bank loans is generally between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Good credit information;

(4) Other conditions required by the lending bank.