The ratio of primary and secondary responsibilities is 7: 3; Your loss shall be borne by the insurance company that the other party underwrites compulsory insurance first, the rest shall be borne by commercial insurance, and the insufficient part shall be borne by the other party.

The scope of compensation includes: medical expenses, lost time, nursing expenses, hospital food subsidies, nutrition expenses and other related expenses.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.