It is understood that Xingye consumer finance loan provides three products: empty-handed, household consumption loan and educational treasure. The better the applicant's credit conditions, the lower the loan interest rate. Industrial Consumer Finance clearly stated that it would not charge the borrower any fees and interest outside the contract in strict accordance with state regulations, and there were no hard charging items. It can be seen that industrial consumption financial loans are still relatively reliable.
1. Xingye Consumer Finance Co., Ltd. (hereinafter referred to as "Xingye Xiaojin") is a consumer finance company established with the approval of China Banking Regulatory Commission, with Industrial Bank as the main investor and Quanzhou Commercial Corporation, Xtep (China) Co., Ltd. and Fucheng (China) Co., Ltd. as shareholders, and controlled by Industrial Bank. The company was established in 20 14 and 12, and its registered place is Quanzhou, Fujian Province, with a registered capital of RMB 300 million. Relying on the advantages of the parent company Industrial Bank, a comprehensive group financial platform, Xingye Xiaojin is committed to expanding online and offline personal consumer credit business. Combined with the unique advantages of consumer finance, such as small single credit line, fast approval speed, no mortgage guarantee, flexible service mode and short loan term, Industrial Consumer Finance provides high-quality, efficient and professional consumer financial services to individual customers through technological innovation, channel innovation, big data marketing and financial product innovation. Up to now, Xingye Xiaojin has set up sales offices in Quanzhou, Fuzhou, Xiamen, Zhangzhou, Guangzhou, Shenzhen, Chongqing, Nanjing, Shijiazhuang, Hangzhou, Jinan and other domestic cities. Legal representative: Haiqing Zheng, date of establishment: 20 14- 12-22, registered capital:1200,000 yuan Location: Fujian Unified Social Credit Code: 9135050031533477. State-owned) English name: INDUSTRIAL CONSUMER FINANCE CO, Ltd. Employee size: 500-999 employees Enterprise address: Floor 713, Industrial Bank Building, Fengze Street, Fengze District, Quanzhou City, Fujian Province Business scope: granting personal consumption loans; Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Borrowing from domestic financial institutions; Issuing financial bonds upon approval; Domestic interbank lending; Consulting and agency business related to consumer finance; Fixed income securities investment business; Other businesses approved by the CBRC. (Projects subject to approval according to law can only be operated after approval by relevant departments)
2. Xingye Consumer Finance Co., Ltd. is a consumer finance company. 2065438+2004 65438+2004 was formally established in Quanzhou Financial Reform Experimental Zone, Fujian Province. This is the first consumer finance company controlled by a joint-stock commercial bank in China, and it is also the first company opened by China Consumer Finance Company since the expansion of the pilot project in 2065438+2004 1.