What credit card can students apply for (how can students apply for a limited credit card)

1. What credit card is better for students?

2. Can credit card students handle it? Is there a quota?

3. What is the student's credit card limit?

4. How do students apply for bank cards online?

1. Students are suitable for handling savings cards of ICBC, China Construction Bank or China Merchants Bank.

2. There are many bank outlets on it, and most schools have ATMs next to or inside them, so it is relatively convenient to withdraw money and save money.

3. Sometimes it depends. If you live in the countryside, you can choose China Postal Savings Bank; If you live in a city, you can choose China Construction Bank or China Industrial and Commercial Bank.

4. Bank card processing business process To process a bank card, you need to be 16 years old or older. /kloc-under the age of 0/6, you need to be accompanied by a guardian.

5. Those who have reached the age of 16, but have not reached the age of 18, can apply for a savings card or passbook at any bank branch with the original or copy of their valid identity documents, but cannot open online banking business.

6./kloc-Adults over 0/8 years of age can apply for a savings card by themselves, and prepare valid personal identification documents or temporary id card.

7. After confirmation, submit the completed form together with my ID card to the bank teller, and the bank card is successfully processed.

What credit card can college students apply for?

ICBC Peony Student Card, CCB Longka Student Card, ABC Discount Card, CITIC White Card, etc.

When students can't provide proof of work and income, and can't guarantee normal repayment, the bank will still be very strict in reviewing students' cards, so it will issue cards to students as appropriate. Some banks have launched exclusive credit cards for young people, such as Peony Student Card of ICBC, Longka Student Card of China Construction Bank, Youka Card of Agricultural Bank (Campus Edition) and CITIC White Card of China Merchants Bank.

ICBC Peony Student Card. The application condition is that the applicant must be at least 18 years old and have full capacity for civil conduct. The first contact person must be a parent or spouse, and go to the outlet with ID card and student ID card. Online application is not supported. And you must have a certain deposit in ICBC or your parents as a source of repayment as a guarantee. The credit line is RMB 0/000 for master and RMB 2,000 for doctor from 500 yuan. The longest interest-free repayment period is 56 days, which can be paid off in 3-24 months. Peony Student Card is an international credit card product specially designed by China Industrial and Commercial Bank for college students and graduate students. The annual fee is free in the first year, and the annual fee for the next year can be reduced if the cardholder spends three times or spends more than 3000 yuan. Moreover, ICBC will also provide credit reports for students with good credit records.

China Construction Bank Longka Student Card. As long as/kloc-full-time undergraduate students over 0/8 years old can apply for the credit card of CCB students, remember to bring a copy of ID card and student ID card, and relevant application materials are required to apply for the card, which should be filled in and submitted by parents or relatives. The credit line is RMB 1000 for undergraduate, RMB 3,000-5,000 for master and RMB 5,000 for doctor. The longest interest-free period is 50 days, and it can be repaid in 3- 12 months.

Excellent card of Agricultural Bank of China. The second card is free of guarantor and deposit. You only need to provide a student ID card (freshmen who have not received a student ID card can change it with the admission notice) and a copy of the ID card to apply for a card, and you can enjoy the discount of sending points by swiping the card. The credit line is generally in 500 yuan, with a maximum of 2,000 yuan. Provide an interest-free repayment period of up to 56 days, and do not provide installment repayment service at present.

CITIC White Card. The characteristic function of CITIC White Card is to cooperate with JD.COM White Card, which can cultivate personal credit records for the student party during its school days. Moreover, CITIC White Card can provide cardholders with an interest-free period of more than 80 days, and JD.COM White Card can also enjoy an interest-free period of 30 days. Cardholders are exempt from the annual fee for the first year if they swipe their cards or withdraw cash once, and the annual fee for the next year if they swipe their cards or withdraw cash five times.

Which bank can handle student credit cards now?

China Merchants Bank can handle student credit cards.

1, League of Legends Timoka Campus Edition

Exclusive to college students, hero card face, showing personality, free of annual fee and no additional conditions within the validity period. That is, if you hold the card within the validity period of the card without any additional consumption conditions, you will be exempted from the annual fee for swiping the card. Before you successfully apply for an off-campus credit card after graduation, you can use this card to withdraw cash at ATM and other channels every month, which can avoid the cash advance fee for the first two times.

2.HelloKitty Cardamom Campus Edition

Exclusive to college students, the++version of HelloKitty mug will be presented upon reaching the standard. After passing the preliminary examination, it can be confirmed by signing the SMS and ID card received at the branch of China Merchants Bank in the city where the school is located, and it is valid for 30 days.

3.NBA Co-branded Card Piston Card Campus Edition

Exclusive to college students, your home team, legendary debut, new households meet the standard to send NBA sports bags. After the customer successfully receives the quota, a MasterCard full-currency international credit card will be issued at the same time. With this card, you can enjoy global visa concessions, and 18 countries and 183 visas are free of service charges. From 99 yuan, you can apply for global 14 national visas.

4. China Merchants Bank FGO Musashi Card Campus Edition

New families who meet the standards will be sent to the official FGO limited card book and apply for the personal version of China Merchants Bank FGO joint credit card. The annual fee is free in the first year. If they spend six times on a single card within one year of the validity of the card (the amount and form are not limited, and online payment by credit card is also included), they can reduce the annual fee for the next year. To apply for the campus version of China Merchants Bank FGO co-branded credit card, the annual fee is free within the validity period of the card, without any additional conditions.

5, NBA co-branded card calf card campus version

Exclusive to college students, new residents will receive NBA sports bags if they meet the standards. After the customer successfully receives the quota, a MasterCard full-currency international credit card will be issued at the same time. If you hold this card, you can enjoy global free Wifi. Buy overseas Wifi rental service in Youyou mobile phone official website, and pay with the applicable MasterCard, you can enjoy the first two days free, and the rest are discounted every day.

What banks can college students apply for credit cards?

Now many banks can handle credit cards for college students. For example, you can apply for the League of Legends card of China Merchants Bank, the excellent card of Agricultural Bank, the Peony Student Card of Industrial and Commercial Bank, the CITIC I card of China CITIC Bank, the Youth Card of Shanghai Pudong Development Bank, the prestigious school card of China Construction Bank and the Longka Student Card.

Generally, college students will get a "++"version of the credit card after handling the credit card, which the bank calls a "student-specific credit card". The difference with ordinary credit card is that its credit limit will be much smaller than ordinary credit card, about several hundred yuan.

To apply for a credit card, the following conditions must be met: China citizen's age 1, 18 or above, but under 65 years old; 2. Valid identification, photocopy and other documents; 3. Have a stable income or a stable job (repayment ability); 4. No bad credit record or good credit certificate. 5. If there is a guarantor, please show the identity certificate, income certificate and guarantee agreement of the guarantor.

General process of handling credit cards:

First, you can bring your ID card and other documents to the local bank outlets.

First fill in the relevant application form, submit the form, and submit the income certificate or work certificate and credit certificate. Waiting for bank approval. The application was successful and a credit card was obtained.

Second, you can apply online.

Open a browser and log in to the bank in official website where you want to apply for a credit card. Select the type of credit card you want to apply for, and follow the prompts for identity verification, personal information and other information. Pending review. The application has completed.

Note: (1) The "prestigious school card" of China Construction Bank only accepts students from 985 or 21/universities to apply for credit cards.

(2) The handling mechanism of ABC's "excellent card" is very strict. If you use ABC's excellent card, you can't have bad behaviors such as overdue, otherwise you will stop the card immediately.

(3) The initial quota of the "College Student Youth Card" of Shanghai Pudong Development Bank is 0, but the quota can be increased to more than 2,000 and 4,000 for graduate students after submitting the certificate of study and the certificate of second repayment. Recommended.

What credit cards can students apply for?

Some banks have launched exclusive credit cards for Young people, such as Peony Student Card of ICBC, Longka Student Card of China Construction Bank, Youka Card of Agricultural Bank (campus version) and Young Card of China Merchants Bank (campus version). If students can't provide proof of work and income, and can't guarantee normal repayment, the bank is still cautious in reviewing students' card application, but it will also consider issuing cards to students.

In addition to parents' credit cards, students can also apply for the following credit cards as supplementary cards:

1, Young card dual-currency credit card is a kind of credit card specially for college students. The application method is relatively simple, including your identity information and proof of your assets.

2. Peony Student Card is a dual-currency credit card product specially designed for college students and graduate students. Those who need key universities directly under the Ministry of Education and above 2 1 1 or those who work in universities can be considered.

3. Fantasy cards are also a good choice and a credit card for students. You also need proof of study and college cadres to handle it.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

Bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs. Non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.

This concludes the introduction about which bank credit cards students can apply for and which bank credit cards students can apply for. I wonder if you have found the information you need?