Electronic signature is one of the manifestations of electronic signature, which is transformed into the same visual effect as stamping paper documents through image processing technology. At the same time, the authenticity and integrity of the signature will be recognized by law.

According to the provisions of Articles 5 to 8 of the Electronic Signature Law, electronic contracts that lock the true identity of the signer, effectively prevent document tampering and accurately record the signing time are legally recognized. The third-party electronic contract platform can meet the above conditions and requirements, and fully guarantee the legal effect of electronic contracts.

After the online lending platform cooperates with the third-party electronic contract platform, every investment made by investors on the platform will automatically generate an electronic contract with electronic signature, which will reflect real-name information such as investors, borrowers and capital flow. When the contract is generated, the electronic version of the contract will also lock the signing time and content in time to ensure the uniqueness, accuracy and validity of the information in the contract, eliminate the possibility of forgery and tampering of the contract content from the root, and solve the problems of insufficient data storage during the transaction. Electronic contracts with electronic signatures have the same legal effect as paper contracts. For investors, electronic signature can protect their legitimate rights and interests more effectively.