Small and micro businesses generally refer to WeChat small and micro businesses. Small and micro businesses can apply without operation and complete the review within 5 minutes. Their signature method is WeChat signature. Personal identity card, settlement bank card, photos of the store entrance, photos of the store environment, etc. You need it when you open an account. Small and micro businesses can automatically settle accounts, collect money and withdraw cash after opening an account. Under normal circumstances, users use WeChat payment the most. WeChat payment is a payment function integrated in WeChat client. On August 20 13, Tenpay and WeChat jointly launched WeChat payment. Wechat payment is a fast payment based on bank card, which can be a savings card or a credit card.

Application materials for small and micro businesses: ID card: color scanned photo or digital photo, bank card for settlement, including full name of the bank and branch and bank account number, photo of the store: one photo of the store entrance and one photo of the store environment. Application rules for small and micro enterprises: Small and micro enterprises only support service providers to initiate access applications through API, and wait for approval after submitting the applications. If it passes, the API will return the signed QR code. After small and micro businesses need to scan the code to confirm the signing, the platform will open the trading capacity in real time, and service providers can initiate jsapi payment, payment code payment and native payment for small and micro businesses.

1. Users should pay attention to risks when purchasing financial products through WeChat payment. Generally speaking, high-yield wealth management products face higher risks. Moreover, many wealth management products will have a closed period after purchase, during which users cannot redeem them. Therefore, when investing and financing, we must use personal spare money instead of borrowing money. Small and micro enterprises refer to individual industrial and commercial households with shops and stalls but no business license. Ordinary merchants refer to individual industrial and commercial households or enterprises with business licenses. These two types of businesses belong to the category of commercial collection. Small and micro businesses and ordinary businesses can use some functions of commercial receipt codes.

2. Main functions of small and micro businesses: supporting credit card payment and creating multiple stores. The cash flow of each store supports independent display and access to payment devices, such as cash registers and broadcasters. In the material mall, you can buy collection signs and stickers directly. Small and micro enterprises have no computer background, while ordinary enterprises do. There are restrictions on the collection of small and micro businesses. The daily total amount is 300,000 yuan, and the credit card 1 1,000 yuan. Ordinary merchants have no collection restrictions. Small and micro enterprises receive money from bank cards, ordinary enterprises and individual industrial and commercial households receive money from corporate bank cards, and enterprises receive money from corporate accounts.

3. Small and micro businesses generally refer to WeChat small and micro businesses, which refer to entities that are exempt from industrial and commercial registration and do not need business licenses in accordance with laws, regulations and relevant regulatory provisions. Small and micro merchants generally refer to WeChat small and micro merchants, which refer to entity special merchants who are exempted from industrial and commercial registration and do not need business licenses in accordance with laws, regulations and relevant regulatory provisions. However, at present, small and micro enterprises only apply for small and micro enterprises in offline industries such as catering, offline retail, living and living services, leisure and entertainment, transportation, etc., and do not support entering the online industry through this channel.