This is different from life insurance, and the insured must sign it. The compulsory insurance is not saved in the form of signature, but can only be transferred to the account of the insured registered above when making claims. If ................ really wants to sue, you will still win. Just say the agent didn't tell me. Put it all on the agent.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.