Last year, China cancelled some credit card return platforms, so this generation is definitely illegal and will be banned sooner or later. In addition, if the credit card is returned, the credit card will be hurt and the risk will be reduced. Print a card on your forehead.

1. Most bank credit cards support the automatic repayment function of binding savings cards. Many of them can be set up when applying for a credit card, and then they can be repaid automatically as long as there is enough money in the savings card account, so you are not afraid to forget. The disadvantage is that the current account of the savings card must have enough money to pay the bill. These funds have no income and are wasted. This violates the established principle of maximizing the income of credit card funds. But it is relatively troublesome to check bills and deposits near the repayment date. After checking the account, it is best to transfer the money directly for repayment. Of course, many banks have introduced demand products with higher income and convenient direct consumption. Every bank has its own credit card application (some banks use both savings cards and credit cards). Don't think that these applications can only recognize bank credit cards. In fact, these credit card applications can be directly bound to another bank's credit card for free repayment.

2. Credit cards, also known as credit cards, are credit certificates issued by commercial banks or credit card companies to qualified consumers. The form is a card with issuer's name, expiration date, number and cardholder's name printed on the front and magnetic stripe and signature strip printed on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, banks settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

3. The earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. However, at that time, credit cards could only be used for short-term commercial credit loans, and they still needed to be repaid when used. They could not be in arrears for a long time, and there was no credit line. Credit card is usually a special plastic card with a length of 85.60mm, a width of 53.98mm and a thickness of1mm. The name, expiration date, serial number and cardholder's name of the card issuer are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, shop and deposit in banks.