Alipay and WeChat loans are based on the comprehensive score on the platform to decide whether to give you a quota. Alipay is a loan and WeChat is a micro-loan.

"Borrowing" is a loan service launched by Alipay. At present, the threshold for application is more than 600 points. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan. (Lending treasure and online merchant loan cannot be opened at the same time, and online merchant loan is Taobao seller's version. "Micro-loan" is the first online personal micro-credit revolving consumer loan product launched by Tencent Weizhong Bank in China for WeChat users and mobile QQ users. It was launched on mobile QQ in May and on WeChat in September. "Micro-loan" adopts the user invitation system. At present, invited users can see the entrance of "micro-loan" in QQ wallet of mobile phone QQ and WeChat wallet of WeChat, and can get a loan amount of up to 300,000 yuan. Second, how to borrow money on WeChat? Why can't I borrow mine?

Wechat provides micro-loan function and can make loans. But this function is not available to everyone, but Tencent has taken the initiative to become a part of it.

Tencent judges whether to provide this function for you according to the flow of WeChat payment in your personal WeChat account and your personal credit information in the bank.

Third, how to borrow money on WeChat? Why can't I borrow mine?

Why can't I borrow money from WeChat?

4. Why can't I borrow money on WeChat?

There may have been dishonest or suspicious behavior before. In order to prevent behavior, WeChat can't borrow money.