Free annual fee policy: unconditional free in the first year, free annual fee by swiping the card 6 times in the second year, and so on.

Cash advance limit:? 100% credit line

Interest-free period: 18 days to 49 days

Consumption verification method: signature+password

Revolving credit interest (daily interest): 0.05% interest is charged every day.

SMS notification fee for consumption: free SMS notification for consumption exceeding 100 yuan, and no notification for consumption below 100 yuan.

Minimum repayment amount: 65438+ 00% of the minimum amount owed.

Extended data application conditions

(1)YOUNG Card (Youth Edition) is only available to customers under the age of 30 (non-student customers). Customers over 30 who apply for YOUNG Card (Youth Edition) will apply for UnionPay standard credit card instead. By default, the application card type of the secondary card is the same as that of the main card holder.

(2) Those who graduated after 2003 (inclusive) and have a bachelor's degree or above recognized by the State Education Commission, and have a stable job, can apply with a copy of ID card+work certificate (business card, work permit, copy of work permit issued by the work unit or original work certificate).

There is no handling fee for the first payment every month, and of course interest is inevitable. The withdrawal limit is the credit card limit, not half of other credit cards. In addition, in the month of your birthday, if you spend money by credit card, you will get twice as many points as usual, and the points can be exchanged for goods. At the same time, the integral is invalid and cannot be cleared.

China Merchants Bank Credit Card Annual Fee-China Merchants Bank Credit Card official website