How to write a house purchase and sale agreement? When we are buying or selling a house, signing an agreement is a way to protect ourselves from being able to buy and sell the house, and it is also a kind of protection for both parties. So don’t ignore this step. Next, let’s talk about how to write a house sales agreement? Key points for buying a house with a mortgage? Friends who want to know more about this aspect can come and take a look.

How to write a house purchase and sale agreement

According to relevant laws and regulations, after friendly negotiation between Party A and Party B, Party A agrees to sell its own house to Party B. Party B has I have fully understood the house for sale and am willing to buy it. This contract is specially formulated as follows:

1. The house price is () ten thousand yuan, in RMB capital: () pay () yuan deposit first, This house is located in (), property owner (), property certificate number (), building area ()_, usage type: (). The rest of the house payment will be settled during the notarization of the house transaction. At the time of notarization, the remaining house price () 10,000 yuan should be paid. At the same time, Party A will hand over the keys to the house and hand it over on site, and the house payment will be paid in full.

2. If any property rights dispute or creditor's rights and debts arise after the signing or handover of the contract, Party A will be responsible for clearing it up and assuming civil litigation liability. Any economic losses caused to Party B will be borne by Party A. Party is responsible for compensation.

3. Sign the house handover form and check whether the water meter, electricity meter and gas meter are damaged. If there is any damage, Party A is responsible for repairs. Indoor and outdoor facilities are subject to inspection at the time of house viewing and may not be transferred, replaced or changed. They should also be accepted according to the contract during handover and acceptance.

4. Party A needs to settle all the fees owed before the transaction date, such as: room fee, heating fee, gas fee, water fee, electricity fee, property management fee, cable TV fee, etc. Party A is obliged to assist Party B in handling the relevant procedures for the transfer of real estate. The fees required for the transfer procedures shall be borne by Party (), and any unfinished matters shall be resolved through negotiation between Party A and Party B.

5. This agreement is made in two copies. Party A and Party B each hold one copy, and it shall be effective upon signature. No breach of contract shall be allowed. Any economic losses caused by breach of contract shall be borne by the breaching party. Party B’s default deposit will not be refunded. Party A’s breach of contract shall times the compensation

Party A: Contact number: ID number:

Party B: Contact number: ID number:

Year, month and day

1. Do not use provident funds before applying for a loan. Because if the borrower withdraws the provident fund balance to pay for the house before taking the loan, then the provident fund balance in the provident fund account will be zero, and the provident fund loan limit will also be zero, which means that you will not be able to apply Provident Fund Loans.

2. Be careful not to repay in advance within the first year of borrowing. Because according to the relevant provisions of provident fund loans, partial early repayment should be made after one year of loan repayment, and the amount you repay should exceed the 6-month repayment amount.

3. Don’t forget to notify your obligation when renting out a house after taking out a loan. When you rent out a mortgaged property during the loan period, you must notify the tenant in writing of the fact that it is mortgaged.

4. If you have difficulty repaying your loan, don’t forget to find a bank near you. When your repayment ability decreases during the loan period and you have difficulty repaying the loan, don't hold on to yourself. For example, ICBC customers can apply to ICBC to extend the loan period. If it is found true after the bank's investigation, and the loan principal and interest are not in arrears, ICBC will accept your application to extend the loan period.

5. Don’t forget to cancel the mortgage after the loan is paid off. After you have paid off all the loan principal and interest, you can go to the real estate transaction center in the district or county where the property is located to cancel the mortgage with the bank's loan settlement certificate and other certificates of real estate rights of the mortgaged property.

6. Don’t lose the loan contract and IOU. When applying for a home mortgage loan, the loan contract and IOU signed between the bank and you are important legal documents. Since the loan term can be up to 30 years, as a borrower, you should keep your contract and IOU properly.

This is all the information about how to write a house purchase and sale agreement and the key points of buying a house with a mortgage. I believe everyone should be clear about how to write a house purchase and sale agreement, and many people now do it when buying a house. Mortgage, so you must also be clear about the key points of buying a house with a mortgage. I hope the above introduction can help you. If you still want to know more related knowledge, you can continue to pay attention to our website.