Of course, with the development and progress of the times, people's deposit methods have also changed. In the past, everyone used to take cash to the bank for deposit, but now they can operate at ATM without going to the bank counter. However, in the era of mobile payment, many people choose to handle it directly online, and the number of visits to ATM machines is getting less and less.
Even the existence of ATMs and banks cannot be ignored. Even if most people pay directly by mobile phone, cash is still necessary. I would like to remind the masses that there are two "small tickets" in life, so don't throw them away anyway. Because the effect is too great, throwing it in your hand will cause a lot of "trouble". Let's have a look!
deposit receipt
First of all, we should understand that there is no need to worry about the security of bank deposits. Only in the process of handling business, if you accidentally reveal your privacy, it may bring "hidden dangers" to the deposit.
People keep certificates of deposit because it records a series of information about us. Including when to deposit, amount and account, etc. You can see it on the deposit receipt. You should know that these are all user privacy. If the deposit is thrown away after the completion, once it is picked up by criminals, the trouble can be imagined.
Of course, in the era of big data, our information has long been leaked on various platforms. However, it is precisely because of this that it is more important to protect our information at ordinary times. Otherwise, telecom fraud, credit card theft and other troubles will "come to you", which will easily cause economic losses. Besides, there is a record of our business on the receipt. If you find that the funds are wrong after returning to China, you can also ask the staff to make changes with this receipt.
Credit card "card slip"
In addition to the bank deposit certificate can not be discarded at will, there are not a few cases of using credit cards in daily life. Of course, compared with before, the frequency of going out with credit cards is much less now. After all, you can pay by mobile phone Many people don't remember to take out their credit cards.
However, when swiping a credit card, you must accept the "card slip" given by the merchant. Similar to the deposit receipt, this receipt also contains all kinds of information about us. In addition to user name, consumption amount, account number, and our autograph, we will be used by criminals if we are not careful. In order to ensure the safety of our funds, we must keep this receipt. If you really don't want to keep it, you can tear it up and throw it away
In daily life, as long as there is a "receipt" about our personal information, whether it is a deposit receipt or a "card receipt", we should be cautious. Another thing to remind users is that although bank deposits are safe enough now. However, it is still necessary to look for the "deposit insurance sign" when making deposits. Banks with this logo can ensure the safety of our funds to the greatest extent.
Related Q&A: Related Q&A: What's the matter with going to the Rural Commercial Bank to save money and only giving receipts? The receipt is the proof that the customer pays the deposit. As long as the customer handles any business at the counter, the bank will issue a receipt to the customer. If a rural commercial bank has only one certificate of deposit, it may be a card-free certificate of deposit or a large certificate of deposit.
The function of deposit receipt
Don't underestimate the receipt, its function is to prove that the bank accepts or settles the business, and it can also prove that the bank's handling of business matters for customers has been recognized by customers.
First, the bank accepts the evidence of handling business. General deposit in duplicate, one for the customer and one for the bank. After counting the cash, the bank staff will complete the deposit matters through the operation of the counter system, and print the relevant deposit slip, give it to the customer for confirmation, and then affix the business seal. Once the seal with the bank logo is affixed, it proves that the bank has indeed handled the deposit business and cannot escape.
Second, the customer confirms and agrees to handle the deposit business. After the teller completes the business, the bank staff will hand out the deposit slip for the customer to sign. Once the customer signs his name at the "customer signature", it means the recognition of the deposit amount, term, interest rate and the whole deposit process.
No card and no passbook deposit business
The customer must have an account in the bank, which can be a current deposit or a bank card. Except for demand deposits, no card-less and no discount deposits are allowed, and time deposits must be handled by bank cards and passbooks. You only need to know the account number, fill in the account number and deposit amount on the card-free and passbook-free deposit renewal receipt, and give the deposit cash and receipt to the bank teller. After the transaction is completed, the bank teller will hand over the receipt to the customer as a voucher for deposit processing.
Large deposit certificate deposit business
The large deposit certificate business often exists in the form of electronic bills, without bank cards or passbooks. Just go to the counter to make it clear that the large deposit certificate business is needed, and after the processing period and subscription starting point are received by the teller, the teller will count the customer's deposit funds, operate the deposit successfully through the counter system, and issue a receipt for the large deposit certificate business when it is completed, indicating the various matters of the customer's deposit.
Whether it is a card-free deposit or a large deposit certificate business, there will be bank records, so there is no need to worry about any deviation in the disclosure of any receipt. You can check the account balance from the online banking system. You don't need to bring a card or passbook, you can also bring a bank card or passbook to the counter to check, and you can make it up next time, so that the fund information and balance changes can be seen at a glance; If there is no deposit certificate on the bank card or passbook deposit certificate, the bank can issue the deposit certificate of deposit certificate to confirm the authenticity of the customer's deposit.