Under normal circumstances, the funds in the electronic cash account in the financial ic card of China Construction Bank can be withdrawn through the counter, card replacement (non-loss reporting) and account cancellation (non-loss reporting), and the funds in the electronic cash account can also be consumed through POS (supporting electronic cash) and micropayment terminals.

When changing the card, if the balance of the electronic cash chip is readable, the funds will be transferred to the main account; If it cannot be read, the funds will be transferred to the main account after 30 days. During this period, the exchanged new card is not allowed to be cancelled, and the electronic cash account cannot be used temporarily.

Extended data:

Matters needing attention

1. Electronic cash account is a debit account with no real name, no secret check, no loss report and no interest. Only deposit, consumption and inquiry functions are supported.

2. There is no need to provide passwords and signatures when consuming, which is suitable for small retail vendors or places that need quick payment. The specific places to support the use of electronic cash need to be determined by different branches.

3. If there is a balance in the electronic cash account of UnionPay chip card of Longka Credit Card, electronic cash consumption will be made on the acceptance terminal with UnionPay flash payment logo within the validity period of the card.

China Construction Bank-How to Use Electronic Cash Deposit