China Bank Easy Loan Credit Loan China Bank Corporate Repayment:

The repayment of "credit loan" products is divided into two situations:

1. Normal repayment: on the maturity date of interest or principal, the system will automatically deduct funds from the enterprise's contracted repayment account for repayment, automatically deduct interest on 2 1 day every month, and automatically deduct the principal at one time on the maturity date of the loan line.

2. Prepayment: The enterprise and its legal representative can log in to online banking/mobile banking and personal mobile banking for prepayment respectively. If the money withdrawn on the same day cannot be repaid on the same day. In case of partial prepayment, the loan interest shall be calculated on a daily basis according to the number of days occupied by the loan, and all the interest receivable up to the prepayment date shall be collected on the prepayment date.

The above contents are for your reference. Please refer to the actual business regulations.

What is the repayment method of small business loans of Postal Savings Bank?

(a) working capital loans for small enterprises can be repaid in the following ways:

1, equal principal and interest repayment method, that is, equal repayment of loan principal and interest every month within the loan term.

2. Pay interest on a monthly basis, that is, repay the loan interest on a monthly basis within the loan term, and repay the loan principal in one lump sum when the loan expires.

(2) Fixed assets loans for small enterprises can be repaid in the following ways:

1, equal principal and interest repayment method, that is, equal repayment of loan principal and interest every month within the loan term.

2. Repay the principal and interest in equal installments, that is, only the interest will be repaid during the grace period of the loan, and the principal and interest of the loan will be repaid in equal amount every month after the grace period, with the longest grace period not exceeding 6 months.

China Bank Shenzhen Micro-enterprise Loan Repayment Method

Shenzhen micro-enterprise loans provide a variety of repayment methods, including:

(1) If the loan term is within 1 year (inclusive), you can choose to repay the principal and interest on a monthly/quarterly basis or on a monthly/quarterly basis.

(2) If the loan term is more than 1 year and less than 3 years (inclusive), the repayment methods of monthly/quarterly interest payment and monthly/quarterly/semi-annual principal repayment shall be selected, and the repayment methods of monthly/quarterly interest payment, maturity principal repayment or lump-sum principal repayment shall not be adopted.

(3) If the loan term is more than 3 years, the repayment method of monthly principal and interest must be adopted.

The above contents are for your reference. Please refer to the actual business regulations.

What are the procedures for the company to repay the bank loan?

At that time, the company can directly remit this person's account through the company's bank account.

Procedure: 1. Bring the loan contract you signed at that time (if not, please make up a copy). The loan time, loan amount and repayment time shall be stated in the contract in duplicate, and the official seal and personal signature of the company shall be affixed. 2. Bring a copy or original of the receipt of the individual at the time of payment (if not, you can use a copy of the bank receipt bill of the company at the time of payment), and then take it to the bank where the company account was opened, and you can write a transfer check or a cash check. The most important thing is to have the above two points.

How does the company repay personal loans?

1, cash repayment at the counter, there is no handling fee for this, of course you know;

2. Repay by local ATM deposit, and there is no handling fee for this. Of course, you know;

3. there is a handling fee for repayment through local inter-bank ATM transfer.

4. There is a handling fee for repayment through our ATM deposit in different places.

5. Repayment can also be made through online banking or through local banks in different places. Only local banks have no handling fees.

6. There is no handling fee for repayment through intermediaries such as Lacarra.

7. You can also repay through Alipay, which is handled properly and does not charge a handling fee;

What is the loan process of the guarantee company and how to repay it?

First, the guarantee company loan business process:

1. Application: The enterprise applies for loan guarantee.

2. Inspection: inspect the operation, financial status, mortgaged assets, tax payment, credit status, business owners, etc. of the enterprise, and initially determine whether to guarantee.

3. Communication: communicate with the lending bank to further grasp the enterprise information provided by the bank and clarify the amount and term of the loan to be granted by the bank.

4. Guarantee: Sign legal procedures such as guarantee and counter-guarantee agreement, asset mortgage and registration with enterprises, sign guarantee contract with loan banks, and formally establish guarantee relationship with banks and enterprises.

5. Lending: The bank issues loans to enterprises on the basis of reviewing the guarantees, and at the same time collects guarantee fees from enterprises.

6. Tracking: tracking the loan usage and operation of enterprises, and directly tracking and checking the operation of enterprises through quarterly tax payment, electricity consumption and cash flow increase and decrease.

2. Repayment: You can repay the bank normally.

Extended data:

Matters needing attention in loan of guarantee company

First, any investment is risky. A good guarantee company will have a complete risk control system and an excellent risk prevention and control continuous learning mechanism. This is particularly important when choosing a guarantee company. Only by controlling the risks can the interests of investors be guaranteed.

Second, the legal text is rigorous and standardized. Old-established guarantee companies often strictly abide by national laws and regulations, and will not operate illegally for short-term interests, nor will they touch the "high-voltage line" of the industry. In operation, any violation or unexpected factors may pose a potential threat to the interests of investors, so it is necessary to formulate a rigorous legal text to clearly stipulate the rights and obligations of investors, borrowers and guarantors in the contract. Only in this way can the interests of all parties be fully guaranteed. This is also an important aspect of judging guarantee companies.

Third, fully understand the assets and social reputation of the guarantee company. Usually, a good guarantee company has good assets and mature operation mode, which will win it a good social reputation and reputation.