This depends on the actual situation. There are many things that can be written, namely transfer notes.

1. When entering the amount for transfer, you can add transfer instructions below, and click to add loan transfer notes. When writing notes, you can write according to the reason for borrowing. For example, if you are borrowing money to buy a house, then you can write the loan transfer note as "borrowing - buying a house", etc. Just write clearly that it is a borrowing behavior;

2. If you make a note such as “borrow money to someone for cash flow” or “borrow money for someone’s child to go to school”, as long as the number of words does not exceed the bank’s limit, the more detailed the purpose of the loan, the better.

3. However, in fact, when borrowing money from others, it is not just a question of how to make notes when transferring money. Notes are only a small issue. More importantly, borrowing generally includes the loan amount, purpose, term, Terms such as interest, repayment method, whether there is guarantee, etc.

3. If a formal "Loan Contract" is signed, after the payment is completed, the borrower should be required to write a "Receipt of Payment" to prove that the borrower has received the loaned money. Otherwise, if there is only a "Loan Contract" and the money is paid in cash, and the borrower denies receipt of the money afterwards, and the private loan contract is a practical contract, the contract will not take effect until the lender actually lends the loan. If there is a dispute without a receipt, it will only It is difficult to obtain support from the court based on the Loan Contract.

4. Private loan formal IOU, two-part personal loan loan form, custom private loan form, general IOU, customization. If a formal loan contract is not signed, the borrower must at least write a comprehensive "IOU" 》, the contents of the IOU shall include the loan amount, purpose, interest calculation method, repayment period, liability for breach of contract for repayment on schedule, etc.

5. It is best for the "IOU" to be entirely handwritten by the borrower. If a printed version is used, at least the borrower should sign it in person. The signature should preferably be in legible block letters, which must be remembered when borrowing. Keep a copy of the borrower's ID card and require the borrower to sign on the copy of the ID card to avoid being unable to obtain the borrower's identity information when the borrower needs to file a lawsuit with the court if he fails to repay the loan.