1. Signing a contract: you need to apply for a settlement card, fill in the relevant application form and provide relevant initial materials for opening a new account.

2. Counter cash deposit: The cardholder can handle the cash deposit transaction of settlement card with the card, without filling in the voucher, and sign the business voucher of settlement card of China Construction Bank.

3. Cash withdrawal at the counter: the cardholder signs the settlement card business voucher with the card and password for confirmation.

4. Off-site intra-card transfer business: The cardholder fills in the China Construction Bank Unit Settlement Card Business Voucher and signs it for confirmation to complete the transaction.

5. Counter transfer payment: When handling the transfer payment business with the card and password, the cardholder needs to fill in the settlement card business voucher of China Construction Bank to complete the settlement card transfer payment transaction, and sign the settlement card business voucher for confirmation.

6. Counter remittance: When handling remittance business with the card and password, the cardholder needs to fill in the settlement card business voucher of China Construction Bank, complete the remittance transaction of the settlement card, and sign the settlement card business voucher for confirmation. The export certificate is printed on the back of the bank retention copy of the business voucher.