ID number of the Lender (Party A)

ID number of the Borrower (Party B)

On the basis of equality, voluntariness and friendly negotiation, Party A and Party B have reached the following agreement:

1. Party B borrows RMB _ _ _ _ _ from Party A? Jacky.

2. What is the loan term? _ _ _ _ _ year, starting from _ _ _ _? Year? _ _ _ _ month _ _ _? From _ _ _ _? _ _ _ year? Month? _ _ _ _ _ days.

3. At the expiration of the loan term, Party B promises to return all the loans immediately, otherwise it is willing to bear all legal responsibilities.

Four. Party A shall deliver the loan to Party B within two days after the signing of this agreement.

5. If Party A fails to pay the money to Party B on time or Party B fails to repay the money on time, the breaching party shall pay the observant party RMB as penalty.

6. This agreement is made in duplicate, and shall come into effect as of the date when Party A and Party B sign and affix their official seals (official seals of the company), with each party holding one copy.

Answer? Fang:? Sign by handprint or seal.

Party B: Signature or seal.

Symbol: year month day

Extended data:

Legal, effective and protected private lending agreements shall abide by the relevant provisions of national laws and administrative regulations, and follow the principles of voluntary mutual assistance, honesty and credit, fairness and justice.

Lenders' funds must be their own funds belonging to their legitimate income, and it is forbidden to absorb other people's funds and lend them by themselves. The interest rate of private individual lending shall be determined by both parties through consultation, but the interest rate determined through consultation shall not exceed the national regulations. Loans between citizens and enterprises can be regarded as valid as long as the meaning of both parties is true. ?

In practice, a loan contract shall be deemed invalid under any of the following circumstances:

(1) Enterprises illegally raise funds from employees in the name of borrowing money.

(2) Enterprises illegally raise funds from the society in the name of borrowing.

(3) Enterprises issue loans to the public in the name of lending.

(four) other acts of lending in violation of laws and administrative regulations.

The interest of paid private lending shall be paid within the agreed payment period after the loan is used, and shall not be deducted in advance. If the interest is deducted from the principal in advance, the loan will be repaid according to the actual loan amount and the interest will be calculated. According to the Supreme People's Court's judicial interpretation, the interest rate of loans between citizens may appropriately exceed the relevant national loan interest rate, but it shall not exceed 4 times.

References:

Private lending contract Baidu Encyclopedia