Many friends like to use credit cards now, but the face-to-face interview with the bank is an unavoidable link for everyone to apply for credit cards. According to Kashen Group, the regulatory authorities require that the credit card application must be submitted by the cardholder himself, signed by the cardholder, and collect information such as videos and photos. So today, the card god group will come to talk to friends about the credit card face-to-face signing process of banks in 22! Friends, let's look at the details.

the credit card interview is also to prevent the applicant's information from being false and others from using the credit card fraudulently. So will the interview pass? God card group told friends, of course not, even if you sign it in person, there will still be a certain probability of not issuing cards. So what will the interview look like? Is the pass rate high? What should I pay attention to? Friends, be patient and look down.

1. Bank of China. Bank of China issued the card first and then signed it, and the face-to-face signing rate was over 95%. Users need to bring their ID cards and credit cards to outlets, copy a specified paragraph of text, copy their ID cards, sign their names and take photos. Need personal income certificate, real estate license, driver's license or social security fund.

2. Industrial and Commercial Bank of China. ICBC signed the card in person before sending the card, and the face-to-face pass rate was over 95%. However, there are also online applications that issue cards first and then activate them at nearby outlets. The credit card will be mailed to the designated branch, and the applicant needs to sign it in person. The applicant should bring his ID card, make a copy of the required text and sign it. Some friends also said that the first card of ICBC will be issued directly now. Face-to-face interviews are directly scanned by mobile phones, without going to the bank.

3. China Construction Bank. China Construction Bank signed the card in person before sending the card, and the pass rate of face-to-face signing was over 95%. The applicant carries an ID card and a face-to-face visa, and takes photos on the machine under the guidance of the bank staff.

4. Agricultural Bank of China. The requirements for face-to-face interviews of branches of Agricultural Bank of China are different. Some will ask the applicant to fill in a blank form, some will ask the applicant to sign it in person after getting off the bus, and some will ask for a local account or real estate license and a bank account. The stricter the regional risk control, the stricter the ABC's application review criteria will be.

5. China CITIC Bank. CITIC Bank generally issues cards after face-to-face signing, and the pass rate is around 85%. The counter of CITIC Bank will verify three pieces of information: work unit, telephone number and residence. If the answer is wrong, the interview may not pass. If the bank asks about the credit card limit of other banks, it must truthfully tell the maximum limit. This data may be used as a reference.

6. China Guangfa Bank. Generally, Guangfa Bank issues cards first and then signs them, and the pass rate of face-to-face signing is about 8%. Guangfa Bank needs to conduct a second audit, and it may not pass because it has a different card.

7. Minsheng Bank. Minsheng Bank issues cards first and then signs them, and the overall face-to-face signing pass rate is around 85%. Minsheng Bank will not be able to pass the card review of users in different places. The applicant carries a letter of proof and an ID card, fills in the basic information, copies the prescribed paragraphs and takes photos.

8. Ping An Bank. Ping An Bank issued the card first and then signed it, and the face-to-face signing rate was about 85%. If the applicant has a Ping An debit card, he can open it directly by telephone.

9. China Everbright Bank. Everbright Bank issues cards after face-to-face signing, and the final review of credit card applications will be conducted after face-to-face signing, so the probability of rejection after face-to-face signing is high. Everbright Bank has different policies at various outlets, some of which require salary, real estate license and social security. According to Kashen Group, China Everbright Bank has applied for online notification to go to the outlets for face-to-face signing, and then refused to issue cards continuously.

1. China Merchants Bank. China Merchants Bank signed the card in person before sending the card, and the pass rate of face-to-face signing was about 8%. China Merchants Bank may meet the staff who recommend saving cards or buying wealth management when signing the contract face to face, which may help to return the cards and offer existing help.

11. Industrial Bank. Banks in the industry issue virtual card numbers first, and then issue them after signing. Facing the f

Card God Group, it is concluded that with the frequent over-issuance of credit cards in various banks in recent years, Card God Group still advises friends to use credit cards slowly. Of course, if friends have any problems when signing credit cards face to face, they might as well communicate with friends around them to make their credit card applications smoother, right? I hope this information is helpful to my friends. Related Q&A: Can I forget to sign the information I applied for? The credit card audit of China Merchants Bank is comprehensively evaluated by the system, and there will be many reference factors, such as work, income, stability, personal credit and so on. Please wait patiently for the review.