The youth version of China Merchants Bank’s young card is divided into campus version and non-campus version. ?

1. Application for the campus version: College students who are over 18 years old and under 30 years old (inclusive) can apply. Your credit limit will be temporarily blocked (no limit) until you graduate.

By depositing first and then spending, you can enjoy the normal benefits of CMB credit cards such as dining discounts, movie ticket discounts, and points accumulation, as well as additional exclusive benefits of campus credit cards such as specific fee reductions*. You can also start to accumulate personal credit records during your studies, and you can have the opportunity to enjoy a higher credit limit by switching to a card after graduation. ?

2. For the non-campus version, please refer to the application method for ordinary credit cards (while in school, if you can find a part-time job and can issue a work certificate and income certificate to the bank, you can also apply for the non-campus version) :?

If you want to apply for a credit card with a relatively large limit (such as a platinum card), you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car license (not the driver's license); Bank loan account (with good credit, no more than 60 days overdue) or copy of deposit certificate, etc.

Extended information:

The use of CMB young card is different from that of standard credit cards:

1. The overview of the two is different:

1. Overview of CMB Young Card: CMB Young Card is a RMB credit card launched by China Merchants Bank that can only be applied for by non-student customers under the age of 30.

2. Overview of standard credit card: Also called credit card, it is a non-cash payment method and a simple credit service, issued by commercial banks or credit card companies to consumers with qualified credit. Credit certificate.

2. The characteristics of the two are different:

1. Characteristics of CMB young card: After the user activates the online payment function, he can set the cumulative consumption limit by himself. When the consumption reaches the limit, It needs to be reset and the previous accumulated records will be cleared.

2. Characteristics of standard credit cards: Consumers holding credit cards can go to a special commercial service department to shop or consume, and then the bank will make settlements with merchants and cardholders. Cardholders can make purchases within the prescribed limit. overdraft.

Baidu Encyclopedia-China Merchants Bank Young Card