1. A contract without the signature of the insured is invalid, and the insurance company has the right not to assume insurance liability. Because the signing of an insurance contract must be signed by the applicant and the insured himself, if the insured is a minor and the beneficiary is the guardian of the insured, the insured can sign it on his behalf, but the applicant cannot. Not this 2. The beneficiary confirms the signature of the insured, and if the insured agrees to purchase insurance, he may apply to the insurance company for changing the signature. For the specific operation, you need to contact the salesman and ask him to contact the company to help you. because