Others are not allowed to use CA digital certificates for loans or other risky businesses.

You are not allowed to use other people’s information for loans in banks. If you find that your information has been used for a loan, you can collect evidence and go to the bank to negotiate. You can refuse repayment and ask for the credit record to be deleted, so I suggest you , check your credit report regularly every year to help detect abnormalities in advance.

The bank will use various means to repeatedly compare whether the applicant is applying for it. For example, online loans require three certificates in one, ID card, bank card, and mobile phone number. They will also retrieve a credit report to ensure that the personal information is completely matched. It is possible that the loan will be successful, but as long as there is any discrepancy, the application will be directly rejected.

Extended information:

The use of CA digital certificates is introduced as follows:

Public key owner name, CA digital signature, validity period, authorized center name, certificate sequence number and other information. Therefore, users only need to apply for a digital certificate from the CA organization before it can be used on the website. The http description can be upgraded to https encryption mode to protect website security.

DV SSL certificate only needs to verify domain name ownership, the application process is simple, and it is issued quickly in 10 minutes, so it is cheap and only costs zero to one hundred yuan to apply for; OV SSL certificate needs to verify the true identity of the enterprise, which can be obtained at Check the applicant organization information in the certificate information.

People's Daily Online - Simplifying the application procedures for trademark digital certificates

People's Daily Online - Looking at the development and future of the electronic certification service industry through numbers