Many people think that the insurance premium paid by critical illness insurance can only be used to pay medical expenses, but this statement is not comprehensive. In addition to surgical treatment, insurance money can also make up for salary loss, family living expenses, venture capital and so on. Critical illness insurance is paid immediately after diagnosis, which is different from medical insurance and is more flexible and free to use. The insured can arrange according to their own wishes and needs, and configure a critical illness insurance for themselves on the basis of social medical insurance, so that they can face the great changes of life more calmly when a serious illness comes.

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1. Guarantee medical funds for patients and win treatment time.

In the face of sudden serious illness, every sum of money may be life-saving money. The hospitalization expenses wait for no one, and the patient's physical condition waits for no one. Many families of seriously ill patients have to face the dilemma of running around to borrow money or even raise money. Therefore, the claim method of critical illness insurance can really protect the medical expenses of patients and win valuable treatment time for them.

2. Make up for various expenses during treatment and rehabilitation.

As the saying goes, "it takes a hundred days to hurt the body", and it is undoubtedly a long process from illness to recovery. The cost of surgery is just the beginning, including medical expenses, meals during hospitalization, rehabilitation expenses after discharge and so on. Many of these are not reimbursed by medical insurance, and all the expenses add up to a lot, and no part of them can be less. At this point, the one-time payment of critical illness insurance benefits can effectively make up for it.

3. Protect the whole family.

A serious illness that destroys a family is by no means an alarmist. Such misfortune may happen every day. In the face of serious illness, not only patients will suffer, but every family member may be overwhelmed. Not to mention the hospitalization expenses of patients, children may have to go to school, make up lessons, materials costs, and even the living expenses of the elderly may be affected. Therefore, critical illness insurance can maintain a family at a critical time.

4. Provide support for starting a new life in the future.

Serious illness not only requires a lot of expenses, but also often means a reduction in economic resources. Even after rehabilitation, patients may not be able to engage in their previous occupations. At this time, the payment of critical illness insurance can be used as the start-up capital of a small business or small investment to provide support for their later life.

Other insurance questions can be consulted by telephone.

Pre-sales telephone number: 95362

Pre-sales product consultation: 400-880-3633