Borrowing money with someone else's ID card, although it is my name, has nothing to do with it as long as I am not present to sign it. It is invalid to borrow money in the name of others. You can apply to confirm that the contract is invalid and ask the other party to bear the corresponding repayment responsibility.
1. Reasons for blacklisting ID cards: Individuals who break their promises can handle illegal acts or have serious bad records through complaints, and others will pick them up or take them to do something inappropriate.
2. You can bring your evidence materials, including documentary evidence and physical evidence. , and ask a lawyer for detailed consultation in person. The lawyer will give the owner a detailed answer from the legal point of view in combination with the evidence materials.
3. Go to the local public security bureau to inquire about the specific situation and apply for cancellation.
If it is my signature or handprint, it is the debtor. Or there is evidence that the loan funds are actually used by me in part or in whole, and I shall bear the repayment obligation. If the repayment is not made on time, the bank can enforce it through the court.
If this problem cannot be dealt with in time, it will become a legal untrustworthy person and be dealt with according to China's criminal law.
Article 32 of the Contract Law stipulates that if the parties conclude a contract in the form of a contract, the contract shall be established when both parties sign or seal it. Signature must be signed by himself or himself, and notarized power of attorney should be provided for signature.
Article 102 of the Civil Procedure Law of People's Republic of China (PRC) stipulates that criminal detention and fines, if the circumstances are serious enough to constitute a crime, shall be investigated for criminal responsibility according to law.