People who have been engaged in insurance for nine years tell you, but all legal internet insurance sold on the legal internet insurance platform approved by the China Insurance Regulatory Commission actually do not need to sign a contract. From this point of view alone, there is no need to worry. Have legal effect.

However, it is hard to say whether the insured knows the possible problems and whether it will affect the claim settlement because of misunderstanding of the original insurance clauses. So if it's accident insurance, general medical insurance, auto insurance or something, it's ok to buy it online. However, life insurance, critical illness insurance and high-end medical care still need to consult professionals.

What surprises me most is that the prices are the same. Why not find someone to serve? This is a strange consumer psychology.