An insurance policy is an insurance contract. In order to avoid possible disputes, it must be signed in person, because the insurance policy cannot be signed on behalf of others, mainly life insurance with death as the insurance liability. The original intention of this provision is to prevent the insured from maliciously hurting the insured for economic benefits, so it must be signed by the insured.

It is common sense that insurance can't be signed on behalf of insurance, but some dividend insurance is not strict with the signature requirements when the insurance agent signs the contract, which is prone to claims disputes. Therefore, if you really can't sign it in person, you can also clearly state the matters that need to be signed, the types of insurance and the amount of insurance in the form of power of attorney.

However, when it comes to telling the truth and other controversial matters, we should carefully consider whether to sign on behalf of it. If someone has asked for a signature, there are remedial measures, that is, apply for a supplementary signature, go to the insurance company in time to apply for a supplementary signature, and keep written evidence. Or negotiate with the insurance company to surrender.

Insurance policy is a very serious matter. If there is a dispute over the final settlement due to your negligence, the economic loss will not be worth the loss.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.