1. If you buy before marriage, write a person's name. This is personal possession and personal property. If you want to buy, sell or rent in the future, apply for a loan, etc. As long as one person comes forward to handle related affairs. Write the names of two people, that is, for both parties. Because they bought it before marriage, there is no marriage relationship between them. For the house, it is * * * someone. Of course, divorce needs to be handled in light of specific circumstances. For example, whether the husband and wife have property to repay the loan after marriage, and whether there are relevant property agreements.
2. Legal basis: Article 1062 of the General Principles of Civil Law of People's Republic of China (PRC) and the State Code Law.
The following property acquired by the husband and wife during the marriage relationship is the common property of the husband and wife and belongs to the husband and wife:
(1) Wages, bonuses and remuneration for labor services;
(2) Income from production, operation and investment;
(3) Income from intellectual property rights;
(4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law;
(five) other property that should be owned by * * *.
Husband and wife have equal rights to dispose of the same property.
Second, what are the procedures for buying a house?
1, confirm the qualification of buying a house: I can't buy a house if I want to, even if I have money, I can buy a house. First of all, buyers need to know whether they are qualified to buy a house;
2. Choosing a house: Choosing a house is a very important link in the process of buying a house, because what kind of house you choose will definitely not change easily in a short time, which means that you will live in such a house for a long time to come;
3. signing a contract: after the house is confirmed, a contract needs to be signed. When signing a house purchase contract, the buyer needs to read the contents of the contract carefully, make clear the basic situation and projects of the purchased commercial house, determine the time and conditions for the delivery of the house, and make clear the handling methods for planning changes and area differences;
4. Apply for housing loan: After the signing of the house purchase contract, the buyers can bring the loan materials prepared in advance to the bank to apply for mortgage. There are two kinds of loans: provident fund loans and commercial loans. It is best to use provident fund loans. Buyers should also pay attention to the choice of average capital and matching principal and interest, and choose the repayment method that suits them according to their actual situation;
5. Delivery: After the bank loan is approved, both parties can deliver the house. When handing over the house, the buyer can invite special house inspectors to inspect the house from top to bottom and from inside to outside according to relevant industry standards. However, it should be noted that in the process of house inspection, I hope everyone can follow the whole process to avoid problems and difficulties in safeguarding rights.