20165438+On June 6, 2003, Ma Yun, Ma Mingzhe and Ma wrote the word "Zhong", and Zhongan Insurance was formally established.

As the first Internet-based insurance company in China, Zhongan Insurance mainly deals in some enterprise or family property insurance/transportation insurance/liability insurance/credit guarantee insurance directly related to Internet transactions.

Motor vehicle insurance includes motor vehicle traffic accident liability compulsory insurance and motor vehicle commercial insurance; At the same time, there are businesses in which national laws and regulations allow the use of insurance funds; Insurance information service business; Other businesses approved by China Banking Regulatory Commission.

Zhongan insurance claims can be assured.

Zhongan Insurance is an internet insurance company, so their insurance policies are mostly presented in the form of electronic data, which also makes many people worry that they cannot make claims. However, Article 4 of the Electronic Signature Law of People's Republic of China (PRC) stipulates that "a data message can be tangibly expressed and can be retrieved at any time, and it is regarded as a written form that conforms to the provisions of laws and regulations".

Therefore, in terms of insurance, all insurance contracts signed in the form of data messages have the same effect as paper insurance policies, and they also need to enjoy regulatory provisions, which also shows that the security of electronic insurance policies is still very high, so there is no need to worry about online insurance and legal effects.

Zhongan has not set up any offline branches all over the country. Therefore, the underwriting and claims settlement of Zhongan's insurance products are conducted online. As long as the procedures are complete, there will be basically no problem with claims.