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Is it legally effective for the payee to hand-write the receipt, sign it and press the fingerprint?
Effective.

To judge whether a handwritten receipt has legal effect, we should analyze it from the content of the receipt and the subject ability of the person who issued it. As long as the person who issued the receipt has the corresponding capacity for civil conduct and civil liability, the contents of the receipt are legal, and the person who issued the receipt personally signs and confirms, this evidence has legal effect. Note that it is best not to alter the receipt.

Notes for handwritten receipt:

The prescribed format of handwritten receipt is similar to that of ordinary receipt, mainly including title, date, amount case, reason for receipt, payee (or special financial seal of the company) and so on, especially title, date, amount case and payee, so as to avoid unnecessary legal disputes.

The standard writing of handwritten receipt is as follows: ordinary receipt.

It should be noted that it is best to make two copies of the handwritten receipt. You can use carbon paper, one for the other party and one for your reference. General formal receipt in triplicate.

In any of the following circumstances, the bill is invalid:

According to the provisions of Article 8 of the Negotiable Instruments Law, if the amount of a bill is large or small, or the digital amount is inconsistent, the bill is invalid.

According to the provisions of Articles 22, 76 and 85 of the Negotiable Instruments Law, a negotiable instrument is invalid if it is not recorded or lacks absolutely necessary items.

According to Article 9 of the Negotiable Instruments Law, if the date of issue, the name of the payee and the amount (including the actual settlement amount of the bank draft) of a bill change, the bill is invalid.

According to Article 109 of the Negotiable Instruments Law and Article 9 of the Payment and Settlement Measures, bills that are not printed in accordance with the unified regulations of the People's Bank of China are invalid. If an enterprise prints and uses bills by itself, the bills are invalid.

According to Article 17 of the Negotiable Instruments Law, bills exceeding the right limit are invalid.

According to the provisions of Article 7 of the Negotiable Instruments Law and Article 24 of the Payment and Settlement Measures, if the signature of the drawer on the bill does not meet the requirements, the bill is invalid. If the drawer's signature is only the official seal or special financial seal of the company, there is no seal of the legal representative or his authorized agent, or the official seal of the company is not the official seal or special financial seal, the bill is invalid.