The system may be under maintenance. You can ask the staff.

After transferring money through online banking, what does it mean when querying the instructions and displaying the message "Waiting for authorization"

For online banking for corporate accounts, there are two USB Keys, one for making orders and the other for It is a review, and waiting for authorization means that the reviewer has not authorized it to pass; when calling the bank customer service, you should ask your account bank, which is faster.

Remittances that exceed the limit cannot be sent out. All orders made without authorization can be rejected or canceled, except those below the limit that do not require authorization.

A summary of the specific steps on how to handle online banking

1. There are so many banks in China, and they may differ in details and processing amounts, but the overall situation is similar. Please prepare your ID card, bank card and some cash before applying.

2. First go to the branch where the bank card belongs, take a number and queue up, and then ask the lobby manager how to fill out the application form for opening online banking.

3. After completing the filling, wait until the number is called, and then submit the previously prepared information and application form to the teller.

4. There are two types of online banking, one is mobile online banking and the other is USB shield. Mobile online banking is bound to a mobile phone number. After activation, you only need a verification code to make transactions, but the limit is 5k. U-Shield is a large-amount transaction, ranging from 1 to several million per transaction.

5. If you are applying for mobile banking, you only need to download the corresponding bank app to complete the transfer. If you are applying for U-Shield, you can activate it on the bank computer after the application is completed, download the certificate, and you can use it

6. If you use U-Shield to transfer money, you also need to install the bank's payment method on the computer. Assistant plug-in can be used.

Extended information

User account opening process:

1. Bring your ID card and a copy of your ID card, and tell the bank staff that you want to open an account and apply for a bank card .

2. The staff will issue a "Personal Settlement Account Management Agreement" and after reading it, sign your name.

3. Add another "Application Form for Opening a Personal Card" and give it to the bank staff.

4. Then enter the password on the cipher (remember the password).

5. After confirming the password three times, the staff will issue the bank card.

Generally, there is no handling fee for opening a card, but some banks require the card’s online banking U-shield fee, etc.

1. Bring your ID card

Going to the bank to apply for a bank card. Your ID card is an essential thing. You cannot apply for a bank card without your ID card.

2. Real-name mobile phone number

To apply for a Bank of China card, you first need to have a real-name mobile phone number. For example, if your mobile phone number is that of China Telecom, then you need to log in to the China Telecom APP to check the phone number. If the name of the head of the household belongs to someone else, and the mobile phone number has been used for more than half a year, if it is not your own mobile phone number, and if the name of the household head belongs to a relative or friend, you need to find him to transfer the mobile phone number to the person who opened the card, and change the name to the person who opened the card. The name of the person on the card.

3. Personal presence

To apply for a bank card, you need to be present on site, and it is not possible for anyone other than yourself to apply for the bank card.

If you are applying for a salary card, you also need a work certificate that you work in a certain company. Generally, the company will issue it to you. If the company's public account is opened at the Bank of China, and the work certificate is given to If the bank can successfully verify the company's official seal and the mobile phone number is also real-name, then you can apply for a bank card.

Every bank may have different conditions for applying for bank cards, but generally speaking, applying for bank cards is much stricter than before. Applying for bank cards can also be divided into salary card purposes and savings card purposes. Salary cards The application conditions are the conditions I mentioned above. The application of the debit card depends on the local household registration and the household registration in other cities. Moreover, it is more troublesome for people without jobs. This also shows that the application of bank cards is really strict. , many people have complained to banks about this, but this is also for the safety of personal property, and also to combat telecommunications fraud and card selling. We should understand. The above is all about applying for a bank card. I hope it will be helpful to you.