You don't have to buy gas insurance. Gas insurance is not mandatory. Residents in need can pay the gas bill together, or they can go directly to the insurance company to buy their own gas insurance, but residents are not obliged. There is a great risk of accidents in daily gas consumption, which may bring a lot of losses to families. Buying gas insurance can reduce losses to some extent. The above is the relevant content that gas insurance can't buy.

What is the loss of buying insurance and surrendering?

1. direct economic loss: the insurance product will indicate the hesitation period in the contract, which is generally 10 day or 15 day. After the insured buys the insurance and signs the contract, if he surrenders the insurance within the hesitation period, the insurance company will refund the premium without interest, and only charge 10 yuan RMB as the fee. After the hesitation period, if the user wants to apply for surrender, the economic loss will be borne by the insurance company, because the surrender amount is the cash value of the policy, which will cause the price difference, and these losses will be borne by the consumer;

2. Protection interruption risk: After the insured's application for surrender takes effect, the original protection rights in the insurance contract will disappear, so if the insured encounters risks, its losses can only be borne by itself, and the insurance company will not bear the relevant protection responsibilities.

This article mainly writes about the relevant knowledge points of gas insurance, and the content is for reference only.