The written form of insurance contract includes insurance application, temporary insurance policy, insurance policy, insurance certificate, approval form and other written forms.

I. Insurance policy

Insurance policy, also known as insurance policy, is a written offer submitted by the insured to the insurer. After the insurer promises, the insurance policy becomes one of the components of the insurance contract. The insurance policy is generally printed by the insurer in a unified format in advance, and the items that the insured should fill in the insurance policy generally include:

(1) the applicant's name (or unit name) and address;

Name and location of the subject matter insured.

③ Insurance coverage:

④ Insured value or determination method and insured amount;

(5) Insurance period;

⑥ Date of insurance and signature, etc. In insurance practice, for some types of insurance, the insurer simplifies the procedures and facilitates the insurance. The applicant only needs to make an oral offer and provide relevant documents or certificates, and the insurer can issue an insurance policy or insurance certificate. At this point, the insurance contract was established. The applicant shall truthfully fill in all the requirements of the insurance policy. If the insurance policy is falsely filled in and not amended, the insurer may terminate the insurance contract accordingly.

A temporary insurance policy is a temporary insurance certificate before the insurer issues a formal insurance policy. The temporary insurance policy contains the main contents of the insurance contract, such as the name of the insured, the subject matter of insurance, the scope of insurance liability, the amount of insurance, the insurance rate, and the start and end time of insurance liability. Before the formal insurance policy is delivered, the temporary insurance policy has the same effect as the insurance policy;

Before the formal insurance policy is delivered, the temporary insurance policy has the same effect as the insurance policy; After the formal insurance policy is issued, its contents are incorporated into the insurance policy, and the temporary insurance policy is invalid. If the insured accident occurs before the issuance of the insurance policy, the matters not specified in the temporary insurance policy shall be subject to the contents of the insurance policy agreed by both parties in advance.

Legal basis: According to Article 13 of the Insurance Law of People's Republic of China (PRC), the insured requests insurance, the insurer agrees to underwrite, and the insurance contract is established. The insurer shall issue an insurance policy or other insurance certificate to the applicant in time.

An insurance policy or other insurance certificate shall specify the contents of the contract agreed by both parties. The parties may also agree to clarify the contents of the contract in other written forms.