Users who want to use Tencent's electronic signing service must first open micro-loans and authorize a certain credit line to the platform. Micro-loan is a lending platform owned by Tencent, which provides personal loans and credit services. As a lender of Tencent E-sign, micro-loan provides loan services for users, and cooperates with Tencent E-sign to enable users to sign and confirm contracts with electronic signature technology during the loan process. Through the combination of Tencent electronic signature and micro-loan, users can conveniently complete the loan process and enjoy the convenience and efficiency brought by electronic signature.