How should I write the IOUs? In addition to clear handwriting and complete paper, the IOU itself must also indicate the reason for borrowing, the name of the lender, the amount of borrowing and the currency. If there is interest, the calculation method of interest should also be indicated. If a large loan needs to be secured, the guarantor shall be required to sign and seal it, and it will take effect after being signed and sealed by the borrower.

(a) white writing should pay attention to the following matters:

1. IOUs are evidence of loan-loan relationship. Don't scribble when writing IOUs. Keep them well to prevent them from being lost.

2. The IOUs must be legible and cannot be altered. In case of change, the changing party shall affix the official seal (or personal signature) at the change place.

3. The amount on the debit note should include both uppercase and lowercase as far as possible.

4. It should be noted that IOUs are different from IOUs, and the scope of application of IOUs is wider than IOUs, and the creditor-debtor relationship indicated in IOUs is more clear than IOUs.

What does the IOU include? IOUs generally consist of three parts: title, text and signature.

1, title

Titles are generally composed of genre names, that is, the word IOU is written in large font in the middle of the text. Some still write the words owed temporarily or today as the title in this position, but the text of this title is written at the top of the next line.

2. Text

The body of the IOU should clearly indicate to whom or to what unit how much money or what and how much, and indicate the repayment date.

Step 3 sign

It is necessary to sign the name of the owed unit and the autograph of the manager, and at the same time, write down the date of signing the loan clearly. Units should build official seals and individuals should build private seals.

The latest IOU format 202 1 IOU is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated in the IOU. An iou refers to a bill written to the other party when borrowing personal or public cash or goods, that is, an iou. Let's take a look at the latest IOU format of 202 1 (selected 20 articles) with me, hoping to help!

Latest IOU format: 1. Due to the lack of funds to buy computers in the computer city, Zhang San borrowed 2000 yuan (RMB _ _ _ _) in cash, and both parties agreed to pay interest at four times the interest of ICBC in the same period, and agreed to _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

According to this

Borrower:

Guarantor:

_ _ _ _ _ _ _ _ _ _ _ _ _

The latest IOU Format 2 The borrower borrows RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Borrower (signature): _ _ _

* * * Same borrower (signature): _ _ _

Date: _ _ _ _ _ _ _

The latest IOU format 3 is cash _ _ _ _ _ _ _ _ _ _ _ (ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _), in words: _ _ _ _ _ _ _ _ _ _ _.

According to this

Borrower: _ _

ID number: _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _

The latest IOU format 4: I need funds to buy a house due to my limited financial ability, so I hereby borrow RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Loan date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

The loan interest is _ _% (annual interest rate, here is the bank loan interest rate).

Borrower: _ _ _ _

ID number: _ _ _ _ _ _

Note: A copy of ID card is attached in the blank space below the IOU.

In witness thereof, I hereby establish an IOU.

Date of establishment: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Id card pasting office

The latest IOU format 5 is that the borrower needs to borrow RMB _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ The loan type is cash, and the loan date is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. We hereby certify that the loan interest rate is 0.5% (annual interest rate).

Borrower: _ _ _ _ (autograph and handprint)

Lender: _ _ _ _ (autograph and handprint)

Witness: _ _ _ _ (autograph and handprint)

_ _ _ _ _ _ _ _ _ _ _ _ _